Bottom Line Results with CU Knowledge Solutions™
South Carolina Federal Credit Union utilizes PinPoint to improve member retention. A primary goal for South Carolina Federal Credit Union (SC Federal) is to ensure the safety and soundness of the institution. Early in 2009, the management team determined that member retention was an initiative that would help address this goal.
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A Comprehensive Credit Assessment Framework
The magnitude of the current crisis makes it abundantly clear that there is significant room – and need – for improvement in current credit assessment approaches. There are two fundamental problems that contributed to the weakened underwriting standards and degraded loan quality.
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Portfolio Risk Analysis
Real Estate Lending is becoming the principal business activity for most credit unions. The loan portfolio is typically the largest asset and the predominate source of revenue.
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