CUNA Brokerage Services’ 2012 Women of Distinction Named
Posted: 2012-02-13 00:00:00
For more information: Jess Noelck 608.665.7861 jess.noelck@cunamutual.com Rick Uhlmann 608.665.8940 rick.uhlmann@cunamutual.com Award Recognizes Superior Performance, Overall Contribution to Industry
MADISON, Wis. – CUNA Brokerage Services, Inc. is honoring 24 financial advisors with Women of Distinction awards in recognition of their superior performance, value to their investment and insurance programs, exceptional client service and overall contribution to the financial services industry as well as CUNA Brokerage Services, Inc.
A program created by women, for women, Women of Distinction is an award recognizing the top performing female financial advisors within CUNA Brokerage Services’ broker/dealer operation nationally.
“We’re proud to honor the accomplishments of these driven advisors,” said Jim Metz, president of CUNA Brokerage Services, Inc. “Their contributions to the clients they serve, the financial services industry and to the women they mentor are exemplary and worthy of recognition.”
Candidates are nominated by industry peers. Then, selections are based on the nominee’s annual performance and outlined contribution to their clientele, the credit unions they service, as well as the financial services industry as a whole.
Award recipients participate in a national mentoring program to work with other female advisors who are new to the industry as well as those who wish to grow in their profession.
2012 Women of Distinction recipients include:
Catherine Barnes, CRPC - VyStar Credit Union, Orange Park, Fla.
Emmor Boslet, CFP – Belco Community Credit Union, Camp Hill, Pa.
Julie Brand - First Light FCU, El Paso, Texas
Jody Brown, CLU, ChFC - Summit CU, Madison, Wis.
Jane Brockway, CRPC – University of Illinois Credit Union, Champaign, Ill.
Swan Shen, CFP – RTN Federal Credit Union, Waltham, Mass.
Kim Shirk - Heritage CU, Newburgh, Ind.
Cindy Sforza – Schools First Federal Credit Union, Huntington Beach, Calif.
Suzi Williams – Yakima Valley Credit Union, Yakima, Wash.
Gale Zumpano, CFP, CRPC - Alabama CU, Tuscaloosa, Ala.
CUNA Brokerage Services, Inc. utilizes face-to-face financial advisors to help credit unions meet member retirement, investment and insurance needs. Working onsite at credit unions, financial advisors provide members with comprehensive financial services from simple transactions to complex financial planning and wealth management services.
CUNA Brokerage Services provides Broker Dealer services to credit unions throughout the nation, offering a full range of investment products, variable insurance products, securities programs and professional services related to securities transactions.
CUNA Mutual Group insurance, retirement and investment products provide financial security and protection to credit unions and their members worldwide. With more than 75 years of true market commitment, CUNA Mutual Group’s vision is unwavering: To be a trusted business partner who delivers service excellence through customer-focused products and market-driven insight. More information on the company is available on the company’s website at www.cunamutual.com.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Life, accident, health and annuity insurance products are issued by CMFG Life Insurance Company. Property and casualty insurance products are issued by CUMIS Insurance Society, Inc. Each insurer is solely responsible for the financial obligations under the policies and contracts it issues. Corporate headquarters are located in Madison, Wis.
Comments (7)
Posted:
2012-05-12 23:28:35
By:
Lyzbeth
The legal remedies available to the lender will vary according to local laws, but typical things they can do include:Adding late fees which make your bill bigger,Adding interest to the bill, including on late fees,Suing for monies owed, and court remedies could include disposal of your goods to clear debts, and attachment of earnings, legal proceedings are added to the bill.Remedies available to you may include, depending where you live, self-declared bankruptcy to take the heat off, or some lesser degree of bankruptcy like an IVA, or simply a negotiation with the lender to freeze interest and pay a lesser, fixed sum to reduce the debt, or even a reduced payment in full and final settlement.
Of course you can have a home office. Just make sure no clients (or prospects) are invited over. Liability is a nightmare. For meetings, you can do appointments in your clients’ homes (or offices). You may also think about teaming up with an attorney – you have access to their conference room, they get all of the bankruptcy filings for “lost causes.”Will you lose a little business? Maybe. But, would that business cover the costs of renting an office, traveling to and from that office, etc.? If not, stay home for now and build your business inexpensively.Think the money business is too “high-brow” to have a home office? Check out any of the successful financial businesses below.
Shifting your existing debt to another loan isn’t the answer. With a bad credit history, you are going to be the target of every loan scam — not just high interest but up front fees.Take a close look at your spending habits and figure out how to cut expenses and increase income. Get a second job — pizza delivery seems to be pretty flexible. Make a strict budget. Elimnate the extras — cell phone, eating out, new clothes, premium cable and internet. Squeeze every penny out of that budget and slap it on your highest interest debt, while paying minimum on the rest. When the highest interest rate debt is paid, move to the next till they are all paid off.It will take 2 or 3 years but you will building a good credit history and won’t have to resort to high interest consolidation loans.
Your credit card issuer will pass full the debt you owe to a debt collections agency this company buys the credit card’s debt from from your credit card issuer so takes over from them. These people are in the business to handle bad debtors and then they will chase you for the money. First you will get a letter stating you have to pay within so many days else they will take legal proceedings and if you refuse to pay or make some arrangement for repayments they can take you to court. There the judge can do what ever is necessary to reclaim the money you owe either garnish your wages or send bailiffs to seize your property and demand any remaining money still owed.You borrowed the money it is in your interest and honesty to repay it back and move on in life. That is what I am doing with my debts and it is far easier to repay than go to court and you will feel better. Even small payments arranged are better than no payments.
Your credit card eisusr will pass full the debt you owe to a debt collections agency this company buys the credit card's debt from from your credit card eisusr so takes over from them. These people are in the business to handle bad debtors and then they will chase you for the money. First you will get a letter stating you have to pay within so many days else they will take legal proceedings and if you refuse to pay or make some arrangement for repayments they can take you to court. There the judge can do what ever is necessary to reclaim the money you owe either garnish your wages or send bailiffs to seize your property and demand any remaining money still owed.You borrowed the money it is in your interest and honesty to repay it back and move on in life. That is what I am doing with my debts and it is far easier to repay than go to court and you will feel better. Even small payments arranged are better than no payments.
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