EDGE

EDGE is the cashflow bureau. EDGE delivers decision-ready insight into borrowers' financial health, helping lenders strengthen underwriting, improve member relationships, and support more inclusive lending. Developed through real-world lending experience and machine learning, EDGE allows lenders to approve applicants with thin or no credit history like, recent immigrants, young adults, and other underserved populations. As a consumer reporting agency (CRA) built on cashflow data, EDGE’s risk attributes and scores are the only cashflow underwriting tools proven through profitable loan performance at scale.