Forward-Looking Statements

This press release contains forward-looking statements relating to the proposed transaction. Forward-looking statements reflect management’s expectations for future results, and are not statements of historical or current facts. Such statements often include words like “believe,” “expect,” “anticipate,” “estimate,” “intend” or similar terminology. Various factors could cause actual results to differ materially from those expected, including our ability to receive all regulatory approvals in a timely manner, delays in completing the transaction, legislative and regulatory changes that adversely affect the credit union and banking industries, and other factors. Except as required by law, we do not undertake any obligation to update any forward-looking statement to reflect circumstances or events that occur after the date the forward-looking statement is made.