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Y-12 Credit Union partners with Greenlight to help parents raise financially smart kids and teens 

OAK RIDGE, TN (December 1, 2025) |

Y-12 Credit Union announces a new partnership with Greenlight® Financial Technology, Inc. (“Greenlight”) to support families in building strong financial futures for the next generation. Y-12 Credit Union members will now have complimentary access to Greenlight’s award-winning financial literacy application for families, offered through the Greenlight for Credit Unions program.

A recent survey shows that 91% of kids and teens believe financial skills are essential to achieving their life goals, and 94% of parents agree. However, only 35 states currently require a personal finance course for students, and teens score an average of 64% on the National Financial Literacy Test. Parents also rank personal finance as the most difficult life skill to teach their children, with 81% wishing they had more tools and resources to support them.

Greenlight provides a debit card and mobile app designed to help kids and teens learn how to earn, save, give, and spend wisely, under parental supervision. With the app, parents can quickly send money, automate allowance, manage chores, set spending controls, and monitor real-time transactions. Kids benefit from hands-on financial experience and access to Greenlight Level Up™, a gamified financial literacy program with curriculum-based challenges and rewards.

“At Y-12 Credit Union, we believe financial empowerment starts early,” said CEO Dustin Millaway. “Partnering with Greenlight allows us to give families the tools they need to build confident, financially savvy young adults. We’re proud to invest in the financial well-being of the next generation and support our members at every stage of life.”

Y-12 Credit Union members can activate a free* Greenlight subscription by visiting the Y-12 Credit Union-Greenlight page and linking their Y-12 Credit Union account as a funding source.

Survey insights were collected by Greenlight through a Researchscape survey conducted March 22–24, 2024, among 2,310 U.S. respondents, including kids and teens ages 10-19 and parents of 10–19-year-olds.

*Y-12 Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Y-12 Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 12/4/2028. Offer subject to change and partner participation.

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