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OnPath Credit Union introduces Buy Now, Pay Later to help members manage cash flow

Member-first payment flexibility adds to OnPath’s services while providing tailored financial products and services that improve quality of life.

METAIRIE, LA (April 23, 2026) |

OnPath Credit Union (OnPath), a member-owned financial cooperative dedicated to being a financial advocate for its members and communities,  announced the launch of an in-house Buy Now, Pay Later (BNPL) solution. Designed to meet members’ needs, this new offering delivers flexible payment options through OnPath’s trusted banking experience, helping members manage expenses and improving their quality of life. 

OnPath’s BNPL solution enables members to divide eligible purchases into fixed, manageable installment payments using their existing checking accounts and debit cards. Fully integrated within OnPath’s mobile and online banking platforms, the program offers a convenient, accessible way for members to manage cash flow, all while staying connected to the credit union’s personalized support and financial guidance. OnPath partnered with equipifi, the leading BNPL platform built for financial institutions, to bring this solution to life. Members can access funds ahead of a purchase or convert qualifying debit card transactions into installment plans  through personalized, pre-qualified offers. 

“Our goal is to make it easy for members to bank how they want, when they want, and through tools that are relevant to their everyday life,” said Jared Freeman, President and CEO of OnPath Credit Union. “Launching BNPL gives our members access to financial flexibility and purchasing power whenever they need it. This helps us better support them throughout their financial lifetime, through the banking app they already trust.”  

OnPath’s BNPL solution is fully embedded within its own secure banking ecosystem. Members benefit from consistent service, direct support from their credit union, and program oversight that aligns with OnPath’s longstanding tradition of member-focused banking. 

“OnPath FCU exemplifies how financial institutions can deliver responsible BNPL rooted in community and care,” said Bryce Deeney, Founder and CEO of equipifi. “By offering BNPL in house alongside trusted services and personalized support, OnPath is helping members manage today’s needs while building toward a brighter financial future.”

As BNPL and flexible payment adoption continues to grow across the United States, OnPath remains focused on offering accessible, forward-looking solutions that reflect members’ evolving preferences while making everyday banking more convenient and rewarding.

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