Syndicated

Relax. This isn’t another article on how close science fiction books and movies got things right 30 or 40 years ago. Although many things have changed for the better or…

The attacks on legitimate financial services that many Americans rely on to make ends meet aren’t going away. As policymakers consider misguided proposals and rules under the guise of consumer…

Creating a corporate culture that mirrors your mission and values is crucial to credit unions—and indeed, any employer—today.Employee resource groups are emerging as pivotal platforms for fostering diversity, inclusivity and…

“Democracy Dies in Darkness.” That is the officialsloganofThe Washington Post, adopted in 2017. The slogan was introduced on the newspaper’s website on February 22, 2017. The phrase was popularized by…

US consumers raised their optimism about the US economy for the third straight month in February to cap a week that offered investors a complicated picture. The initial read on…

Credit score “migration” isn’t a new phenomenon. Scores for individual consumers rise and fall by definition. If someone gets behind on a loan, that counts against their score. If they…

Loan demand was strong last year. Deposits were elusive. But that’s not news to you. That was the overall story for most credit unions in 2023. For more than 10…

Community Development Financial Institutions, often called CDFIs, are the unsung heroes of financial empowerment and community growth. This guide will delve into what CDFIs are, who they serve, their benefits,…

America’s Credit Unions President/CEO Jim Nussle urged the House Financial Services Subcommittee on Financial Institutions and Monetary Policy to ensure credit unions continue to have access to liquidity via multiple…

Credit unions are excellent financial partners for members. In addition to being not-for-profit financial cooperatives, many credit unions offer competitive services and higher interest rates on savings accounts. Moreover, they…

Chances are, you’re not the only financial institution in your consumers’ lives. The digital age of banking is here, and with that shift has come a rise in neobanks and…

One of the most widely recommended tactics to enhance security is the implementation of multi-factor authentication (MFA). MFA adds a layer of protection to user accounts, requiring more than just…

Do you remember the U.S. Postal Service pilot program that financial services trade groups warned was the first step toward postal banking? No? You’re not alone. Despite all of the…

Investment banking giant Morgan Stanley(MS.N), opens new tabis planning to cut hundreds of jobs in its wealth management unit, according to a person familiar with the matter, the latest in…

Retail sales slipped more than Wall Street expected in January, raising questions of whether America's resilient consumer could be losing steam. Retail sales fell 0.8%inJanuary from the month prior according…

Ahead of today’shearingto examine potential regulatory overreach by the Department of Labor (DOL), America’s Credit Unions President/CEO Jim Nussle wrote to a House on Education and Workforce subcommittee to provide…

You’ve seen it in many a cartoon…someone is struck by Cupid’s arrow, and then they’re struck by love. Well, infatuation is a more accurate term. The character hit by the…

The season of love is upon us, and your credit union needs love as much as your friends and significant other. Whether you’re celebrating Valentine’s Day or Galentine’s Day, check…

Accusing Visa and Mastercard of using false and misleading advertising to oppose his credit card interchange legislation, Senate Judiciary Committee Chairman Dick Durbin, D-Ill., has asked the company CEOs to…

As banks, credit unions and other lenders continue to vie for new borrowers, markets and opportunities, many have discovered conventional means of credit scoring and risk don’t necessarily hold up.…

A key measure ofhome-purchase applications slumped last week amid a sharp increase in mortgage rates. The Mortgage Bankers Association's (MBA) index ofmortgage applicationsfell 2.3% for the week ended Feb. 9,…

The U.S. economy will experience moderate growth in 2024 while avoiding recessions, America’s Credit Unions’ economists forecast in the January Economic Update. America’s Credit Unions’ Curt Long and Mike Schenk…

Anyone who has shopped online in the past few years has encountered one of the many short-term financing options known asbuy now, pay laterat checkout. And though they may sound…

Credit unions and banks are expected to have systems in place to ensure that real estate appraisers who evaluate property in connection with loan applications are not biased, the Federal…