The Biden Administration last month took the first steps toward developing a framework for broadening access to financial services among underserved communities,asking for public commenton ways to develop a financial…
The banking industry’s record of discrimination in loans and credit has not been pretty. Repeated studies have found that Black and Latino Americans are much more likely to beunbankedorunderbankedthan white…
Welcome to 2024! And now that you arrived in the new year, it’s time to make some resolutions. Many individuals have personal resolutions they create around this time of year,…
With each passing year, hackers become more sophisticated and the consequences of a breach become more severe. To help organizations prepare for the challenges that lie ahead, we have compiled…
The CFPB must initiate a Small Business Regulatory Enforcement Fairness Act (SBREFA) review of any potential overdraft and non-sufficient funds (NSF) proposed rules, America’s Credit Unions and other financial services…
Consumers spent a whopping $222.1 billion online during the holiday season as usage of flexible spending options hit an all-time high, according to new data from Adobe. The figure, up…
The thing about disruption is that it’s always coming toward us. No matter how well we’ve adapted to the last thing, there’s always a next thing. Because disruption is part…
Handicapping Congress and worrying about issues like “Will there ever be a Biden Comptroller of the Currency who isn’t an ‘acting’ one?” can simply spin your wheels. Nonetheless, many real-world…
Federal Reserve officials at their meeting in mid-December said that it was possible that the economy could evolve in a manner that would make further rate hikes appropriate, according to…
The Oxford English Dictionary just unveiled its 2023 Word of the Year: "rizz." At first glance, this internet-born term might seem out of place in the realm of your credit…
The Consumer Financial Protection Bureau should abandon its proposed rule giving consumers easy and free access to their financial data and start the entire rulemaking process over again, the two…
What does Taylor Swift have to do with credit unions? On today’s episode, our host Jami Jennings,VisiFI’sVice President of Product Marketing Strategy, and Tom Sakash, Manager of Small Credit Union…
America’s Credit Unions is legally active as of Jan. 1, and the organization is at the beginning of a “historic transformation into a new powerhouse national association,” America’s Credit Unions…
Broadening the perspectives of leadership is becoming a strengthening pillar of credit union growth strategy. Not only can a diverse C-suite attract a diverse employee and member base, it can…
In September 2023, the Senate Banking Committee approved theSecure and Fair Enforcement Regulation (SAFER) Banking Act, enabling the bill to move to the Senate floor for broader approval. The action…
From the Democratic takeover of the National Credit Union Administration board to the merger of the two national trade groups on January 1, credit unions already face a changing environment…
Reality check: The last time the number of physical bank locations actually increased was 2009: the same year Barack Obama took office and the swine flu pandemic had us washing…
What does your onboarding experience look like before your account holder reaches yourdigital banking solution? If the ideal onboarding of new account holders and originating new accounts could be summed…
While you’re figuring out your new year’s resolutions, make sure your credit union is making some resolutions of its own. Here are six good data habits your credit union can…
The merger of CUNA and NAFCU culminates next week with the official launch of America’s Credit Unions. This transformation is to provide the credit union industry a stronger and more…
FinCEN issued afinalbeneficial ownership information (BOI) Access Rule Dec. 20. The Corporate Transparency Act (CTA) requires creation of a BOI database where companies and legal entities report BOI directly to…
The new year is nearly upon us, and as we prepare to cheer on the arrival of 2024 and reflect on 2023, many will be working on finalizing their New…
Within the context of a credit union, one of the great things about technology is that it is always changing--meaning that new opportunities are always available to take advantage of.…
If your New Year's resolutions involve money, you're not alone.According to one report, nearly half of Americans are making finance-related resolutions, and a lot of them are ones you've heard…