Replace: Banking a niche comes with certain advantages. It usually offers an institution reduced competition, lower acquisition costs, and greater loyalty, albeit with a smaller group of account holders. But…
In an environment of external uncertainty and internal resource constraints, the role of intrapreneurs—those leaders driving innovation from within organizations—is more critical than ever. AtOutthinker Networks, we are fortunate to…
CUNA launched Credit Unions Vote with just under a year to go until the Nov. 5, 2024 election, a campaign designed to foster credit union involvement in the 2024 election…
The CFPB Tuesdayissueda NAFCU-supported proposed rulemaking to provide new federal oversight of fintech companies and other providers of digital wallets and payment apps. The proposal would subject large technology companies…
With the right mix of innovation and growth, credit unions can prioritize community, culture, and informed decision-making in serving diverse markets. Corlinda Wooden, SVP/Chief Retail Officer atUnitus Community Credit Union,…
Most of the On The Mark Strategies team are lifelong Texas Rangers fans local to the DFW Metroplex…so it’s not surprising to know we obsessively watched the World Series this…
In an era where technology permeates every aspect of our lives, the banking sector has yet to fully embrace the transformative potential it offers, especially for risk management. But the…
I’ve had a recurring theme in conversations with credit union leaders this year. “Bo, I just don’t know if all my staff is on board. I don’t know if they…
Interchange proposals being considered in Washington, D.C., will make using credit cards riskier and more expensive,wroteKathy Harrington, president of Heartland Credit Union, Inver Grove Heights, Minn., in theBrainerd Dispatchthis week.…
NAFCU and CUNAwrote a joint letterMonday to CFPB Director Rohit Chopra urging the bureau to hold a new Small Business Regulatory Enforcement Fairness Act (SBREFA) Panel where Small Entity Representatives…
The winter holidays are supposed to be a time of relaxation and hanging out with friends and family, but let’s be honest—the weeks leading up to the holidays can be…
Credit unions looking to stay a vital option in the financial services marketplace should add cross-border payments to their digital transformation. Cross-border payments are “transactions between banks, financial institutions, businesses,…
Featuring Jack Imes, Chief Lending Consultant here at Allied Solutions. On this episode we’re discussing the current economic and financial challenges that financial institutions are facing, such as interest rate…
When Paducah Bank talks on social media, people listen. Its posts can generate tens of thousands of impressions and strong engagement. One Facebook post in January — about a cookie…
The House and Senate are in Washington, D.C., this week, with both considering appropriations legislation on their respective chamber floors. Among the bills the House is considering is the Financial…
New data from the Bureau of Labor Statistics revealed 150,000 jobs were added in October, while gains in September and August were revised down 39,000 and 62,000, respectively. NAFCU Chief…
No, I don’t mean "fast." Bank or credit union strategic planning takes time. Planning is more than a day on the calendar, and your plan is more than a dusty…
When it comes to covering the cost of your holiday shopping, you have several choices. Let’s take a look at some options and explore the pros and cons of each…
Financial marketing is at an inflection point. Advances in technology have paved the way for an era characterized by personalized experiences. In the past, most financial marketing relied on mass…
We recently ran awebinar series where we asked innovative credit unions to share how they were using technology to make a difference at their credit union. The final credit union…
In the rapidly evolving digital landscape, your financial institution must continually evaluate and upgrade its digital offerings to stay competitive. More consumers are shifting towards digital banking services —and while…
There are many moments in life that take courage. That require you to be strong in the face of uncertainty. That ask you to take a leap of faith. This…
Written testimony from the Association of Military Banks of America (AMBA) veered off the focus of the hearing to attack credit unions on military bases and supposed limits in access…
Members of CUNA and NAFCU have approved the associations’ merger into America’s Credit Unions. The new organization is set to legally launch Jan. 1, 2024, and will spend the next…