Digital lending platforms have emerged as financial industry game-changers, revolutionizing the way people access credit. These platforms offer unprecedented convenience and accessibility, helping make loans available at the click of…
One area of marketing where banks and credit unions of all sizes can do a lot better is in their use of data. “Reaching the most responsive audiences is the…
As we stand on the cusp of the busiest time of the year, with year-end credit union goals looming large, it’s crucial to recognize that the art of persuasion can…
Join Jennifer Mascott, Assistant Professor of Law and Co-Director of The C. Boyden Gray Center for the Study of the Administrative State at the George Mason University Antonin Scalia Law…
Finding the right fintech partner can allow credit unions to maximize growth and fuel innovation, says Ben Maxim, chief operating officer atReseda Group, a credit union service organization formed by…
Registration isnow openfor credit unions to attend a free, virtual town hall discussion between NAFCU President and CEO Dan Berger and CFPB Director Rohit Chopra, happening Oct. 17 at 11…
I was born and raised in Chile but came to the U.S. many years ago. Nevertheless, American culture, mainly through TV shows and music, was part of daily life. In…
Your credit union has worked hard over the years to earn a reputation as an easier, faster, and more convenient alternative to cold, impersonal alternatives. But these days, your members…
Washington, D.C., is certainly never boring, as we’ve seen over the last week. The good news is the credit union difference is bipartisan. We’ve shown that time and time again.…
For small businesses, getting paid is a pain, and its causing widespread problems. Most (60%) say they regularly struggle with cash flow, and many (40%) say it has limited their…
At NAFCU, we often say that your voice is the most important voice in Washington. This isn’t just a talking point, it’s a fact. When it comes to credit union…
NCUA and the Federal Trade Commission (FTC) are hosting a webinar titled “Protect Your Credit and Identity with Cybersecurity Awareness” Oct. 26 in recognition of October's National Cybersecurity Awareness Month.…
Total vehicle sales increased 400,000 annualized units in September and monthly sales levels were up 16.1 percent year over year.NAFCU Economist Noah Yosif analyzed the data in a newMacro Data…
Let’s face it, applying for anauto loancan be a nerve-wracking experience. You’re letting a complete stranger review your finances, and decide whether you can get the cash you need for…
In an interconnected world, the digital landscape has become the breeding ground for opportunities and dangers. Cybercriminals have taken advantage of this evolution every step of the way and have…
As I wrote in mylast Membership Minute blog, “human skills” are where it’s at when it comes to talent development for 2024 and beyond. According to aLinkedIn survey, 92% of…
For most banks, a $500 personal loan is a thing of the past. But at Princeville State Bank in rural Illinois, customers were still coming in to apply for small,…
The U.S. Supreme Court yesterday heard oral arguments in theCFPB v. CFSAcase. In July, NAFCU, CUNA, and the American Association of Credit Union Leagues (AACUL) filed ajoint amicus briefin supportof…
The Carolinas Credit Union League Board of Directors—at its September meeting—approved an additional contribution of $182,975 to the National Advocacy Fund (NAF) to support ongoing CUNA-League efforts against the big…
For many C-Suites, discussions around loan and deposit pricing, and funding strategies are now beyond the short-term band-aid. Leadership teams are expanding their views to grapple with the inevitable –What…
We don’t take success as chance and that’s why we are committed to sharing ideas proven by your peers to drive growth and elevate any financial practice or wealth management…
Abbott and Costello showcased how easy it is to miscommunicate in their famous routine, “Who’s on First?” The bit shows two characters unable to understand each other, primarily because “Who”…
The banking industry is facing a pivotal generational shift. Gen Z, born between 1997 and 2012, now makes up a sizable portion of the U.S. population. With their unique behaviors,…
It’s among credit union teams’ worst nightmares: The digital banking conversion that was designed to improve the member experiencefails—locking users out of their accounts, not showing balances, making wire transfer…