In today's rapidly evolving financial landscape, businesses are constantly seeking innovative solutions to streamline their operations and improve customer experiences. One solution that has gained significant traction is faster payments.…
Credit scores determine where people live, where their kids go to school, what they drive and even where they work. Couple that with the fact that nearly half of minority…
Artificial Intelligence (AI) and Machine Learning (ML) technologies continue to expand in their applications, uses, and benefits for credit unions. Because of this maturity and expanded adoption rate, AI/ML is…
From starting as a teller to turning around multiple credit unions, Pat has extensive experience across almost all functions at a credit union. Get firsthand insights and lessons from him…
Everyone tells themselves lies. These lies hold us back. Having the strength to push forward with truths is essential. Today, I'm joined by Amber Harsin. Amber is the CEO at…
CUNA wouldstrongly opposeany rulemaking/regulatory activity in the area of climate-related financial risk beyond the request for information issued by NCUA, CUNA wrote to the agency Monday. CUNA’s comments were sent…
Hundreds of credit union leaders and industry professionals are traveling to Long Beach, Calif., to join NAFCU for the premier credit union event of the year:Engage 2023: NAFCU’s Annual Conference.…
Like a lot of things in life, governance challenges seem to come in threes. There was the year that we had three clients struggling with their representative boards. Last summer,…
As inflation spiked over the last two years, almost half of Americans have taken to relying more oncredit cardsto make ends meet. Asurveyof 1,000 U.S. adults conducted by consumer website…
Welcome to the ultimate guide on how to keep your rockstar employees happy and engaged in this crazy competitive job market. We all know that losing your top talent can…
I recently had the pleasure of presenting some pretty impressive numbers to the marketing strategist team about our client credit union social media marketing. A few things that stood out…
MembersOwn Credit Union’s Buy Local, Spend Local program is designed to increase the support of local businesses while increasing the usage of the credit union’s debit cards. Tune in to…
Remember the movie ‘The Internship?’ Vince Vaughn and Owen Wilson play two salesmen who are the victims of layoffs. They’re out of touch and have zero digital chops, yet they…
The Consumer Financial Protection Bureau (CFPB)releasedtwo separate reports on June 21stdocumenting access issues and consumer finance issues in the southern states of the United States. The CFPB writes that the…
CUNA supports the intent of the Federal Housing Finance Agency’s proposal on requirements governing its fair lending oversight and Enterprise Equitable Housing Finance plans, butoffered several changesin comments filed Monday.…
On June 14th, the Office of Information and Regulatory Affairs released theSpring 2023 Unified Agenda of Regulatory and Deregulatory Actions. This Agenda includes expected regulatory actions for the rest of…
As we progress through 2023, the financial services industry finds itself on the cusp of a new era of digital banking transformation. It is being powered by rapid technological innovation,…
High school life is FULL of choices and change. With students trying to figure out where they want to go to college, playing sports, joining extra curricular clubs and just…
Remarkable Credit Union · How Credit Unions Can Catalyze Social Change Credit unions have long been enthusiastic champions of their communities, but can they be doing more? How can they…
If you’ve ever watched a volleyball match, you know how fast paced they are. The ball going back and forth. Precise movements. Exceptional teamwork. And while spikes are powerful, there…
The demand for simplified banking services is rising, as customers expect fast, convenient access to financial products. Corporate and retail consumers alike are increasingly drawn to Banking-as-a-Service (BaaS) because it…
I love thecommercialthat starts with the line, “Polly Pratz wore many hats.” While the commercial is for an online university, the many hats idea is a wonderful illustration of the…
The CUNA-League system continues to fight against the Big Box Bill, heading off misguided and ill-informed arguments in favor of telling policymakers the very real consequences for everyone but the…
TheNCUA Board Thursdayissued a notice and request for comment (RFC) on adjustments to its operating fees methodology as it considers raising the exemption threshold for federal credit unions (FCUs) that…