Syndicated

Credit cards can help you build a healthy credit history if you manage them properly. You may also benefit from rewards like cash back or points to be used for…

Digital transformation is one of the most important initiatives that a financial institution can undertake in order to stay competitive. However, many credit unions and banks struggle with achieving success…

Like much of America these past two years, life in New Mexico has been socially, financially, and economically challenging. Tens of thousands lost their jobs or were furloughed, while many…

The credit union difference means billions in savings for members, hundreds of billions in economic impact, and hundreds of thousands of jobs supported just last year, CUNA Chief Advocacy Officer…

Ahead of today’sSenate Agriculture, Nutrition, and Forestry Committee hearingon digital assets, NAFCU’s Vice President of Legislative Affairs Brad Thalerurged the committeeto ensure that the needs of credit unions are met…

You’d think having a lot of choices would be the optimal situation. In the Washington, D.C., area, there are hundreds of restaurants to choose from. My husband and I struggled…

LinkedIn is a powerful tool when it comes to building your career, especially in a socially distanced world where connecting virtually is more common than ever. But for many, it’s…

Having some extra funds available for emergencies is an essential component of your overall financial well-being, with enough cash to cover three to six months of expenses being a common…

If you aren’t familiar with the term, you may be wondering, what does the acronym ZTNA stand for? ZTNA simply stands for Zero Trust Network Access. As defined here byCrowdstrike,…

White lies are a white-hot topic at the moment. After Hope Hicks told the House Intelligence Committee that she has told white lies on behalf of President Trump, news organizations…

On February 4th, the Consumer Financial Protection Bureau (CFPB) published ablogabout the illegality of appraisal discrimination. The blog clarified that appraisal discrimination is prohibited by federal law. The CFPB noted…

It’s no secret: 2021 was an ever-evolving year for financial crime fighters. Both threats and world events emerged quickly to forever change the risk landscape, and Financial Services Organizations (FSOs)…

The U.S. Department of Homeland Security’s Cybersecurity and Infrastructure Security Agency (CISA) issued two alerts addressing risksfrom Russian State-Sponsored cyber threatsand highlighting recent malicious cyber incidents suffered by public and…

In alettersent ahead of theHouse Financial Services Committee hearingto review the President's Working Group (PWG) on Financial Markets'report on stablecoins, NAFCU's Brad Thaler explained that the absence of a clear…

According to areportby McKinsey & Company, while “companies have successfully hired Black employees into frontline and entry-level jobs, there is a significant drop-off in representation at management levels.” And though…

The past couple of years have been incredibly stressful and chaotic for most business leaders. If you’re like many, you’ve been on autopilot and in survival mode. In fact, you’ve…

For most people, filing their annual tax return is a time of worry and dread, where concern about how much you might owe the IRS is overshadowed only by the…

American Express, known for its array of perks-laden cards, is jumping into the highly competitive arena of digital-checking accounts. The company on Tuesday launched Amex Rewards Checking to its U.S.…

Regulators and competitive pressures continue to intensify in the world of overdraft (OD). In early December 2021, the Consumer Financial Protection Bureau (CFPB)announcedit would be “enhancing its supervisory and enforcement…

On November 18 of last year, the Board of theNational Credit Union Administration(NCUA) issued afinal ruleto amend the definition of a “service facility” relating to federal multiple common bond credit…

NCUA issued two Regulatory Alerts on credit union requirements for submission of Home Mortgage Disclosure Act (HMDA) data. One (22-RA-02) covers submission of 2021 HMDA data, which is due to…

The Federal Reserve Bank of Boston and the Massachusetts Institute of Technology (MIT)published a whitepaperdetailing the feasibility of a digital dollar, or U.S. central bank digital currency (CBDC). The whitepaper…

Credit union have several defining characteristics that set them apart from other financial institutions. Not-for-profit status allows credit unions to focus on the needs of members, and not third-party or…

An early financial services trend of 2022 involves big banks announcing plans to eliminate or dramatically reduce overdraft fees. Capital One kicked off the process in December, with Bank of…