How to prepare your credit to buy a house
For many, a home is the biggest purchase they’ll ever make. Knowing your credit health can help ease the stress of such a major financial decision. If you’re worried about…
Syndicated
Five steps to accountability
As leaders, it’s easy to become complacent when it comes to monitoring our employees and holding them accountable. Even if they are doing a fantastic job, there will always be…
Get real: Attainable financial New Year’s resolutions for 2022
It’s almost that time of year when we start making plans to toast to the new year. Inevitably, New Year’s resolutions are not far behind. As resolutions go, we start…
Senate confirms McCargo to lead Ginnie Mae
The Senate confirmed Alanna McCargo Tuesday night to serve as president of the Government National Mortgage Association (Ginnie Mae). McCargo—senior advisor for housing finance at the Department of Housing and…
NAFCU calls on NCUA to take action on digital asset issues
NAFCU President and CEO Dan Bergerwrote to the NCUAWednesday urging the agency to ensure credit unions are not left behind as federal financial regulators move toward foundational federal digital asset…
PODCAST: It’s time for RFP
Request for pay (RFP) plays a fundamental role in real-time payments modernization and has the potential to revolutionize bill payment as we know it. RFP is a critical part of…
4 things you need to do to own the new year
If you’re like most people, your preparations for the new year mostly involves writing up a list of New Year’s resolutions.These resolutionsusually involve things like finally getting into shape or…
Is having true work/life balance an unobtainable myth for women?
At one point during the first year of COVID-19, if I had heard the words “work/life balance” from my employer, I would have blown a fuse. With my teenage daughter’s…
Should you rent or buy property for your next branch?
Rent or buy, which is the best option for your credit union’s next branch? If you’re going through a location selection process, you may have many competing voices telling you…
Retirees increasingly considering “unretirement” in light of newfound financial instability
“Retirement isn’t what it used to be.” –Nora Dowd Eisenhower, Philadelphia Mayor’s Commission on Aging The rate of “unretirement,” measuring those who switch back to employment following retirement, has been…
3 rules before hiring a branding agency
I just finished reading arecent business articleabout the “perils” of hiring a branding agency. Wowsers. Let’s just say this “big” exec considers all branding and ad agencies “asses.” If you’ve…
Senate passes compromise NDAA without CUNA-opposed language
The Senate passed a compromise version of the fiscal year 2022 National Defense Authorization Act (NDAA) Wednesday, just over a week after the Housepassedthe same bill. Neither version contains language…
Biden nominates FHFA Acting Director Thompson for full term
President Joe Biden Tuesday nominated Sandra Thompson to serve a full five-year term as Director of the Federal Housing Finance Agency (FHFA). Thompson was appointed as Acting Director of the…
Leadership Matters: 5 helpful tips for avoiding burnout and managing stress
I’ll never forget my first few months as a manager. I was so excited to get to connect with and support my employees, to teach them all my tricks and…
Overdraft isn’t over
Overdraft is definitely in the news. Pundits prognosticate on how overdraft is going away, and create the impression that all consumers detest overdraft and want the service to end. I…
Reimagining financial education in the human + digital era
It’s hard to say if credit unions are “winning” when it comes to financial coaching and education. There are certainly a lot of great resources out there, but are they…
Capital Corner: CFPB takes aim at overdraft programs
In a move that will undoubtedly have major implications for credit unions and other financial institutions, the Consumer Financial Protection Bureau (CFPB) announced plans to crack down on use of…
Move over models, successful lending starts with a strategy
Nearly two years in and COVID-19 continues to bring uncertainty to the global market. If thejob demand for data scientistsis any indication, businesses across all sectors are looking to quantitative…
Make 2022 the year of cybersecurity resolutions
It’s that time of year again when people think about their New Year’s resolutions. These typically involve losing weight, eating healthy and exercising more. While most people do not consider…
Senate bill would prevent SBA from becoming direct lender
Sen. Tim Scott introduced a bill to prevent the Small Business Administration from becoming a direct lender Tuesday, the Protecting Access to Credit for Small Businesses Act (S. 3382). The…
Fed to discuss pace of tapering asset purchases today
The Federal Open Market Committee (FOMC) - the Fed’s monetary-policy setting arm – begins its final meeting of 2021 today and is expected to discuss several topics of interest to…
Top three ways to connect with members this holiday and in 2022
Are consumers jollier as they head into this holiday shopping season than in 2021? According to reports, holiday shopping so far is down year-over-year, however, sales were still high and…
Tips to make 2022 the best year yet (Part 1)
As the credit union movement reaches the end of 2021, leaders from cooperatives large and small across the country are looking ahead to calibrate strategies for the next 12 months.…
A time of need—mission side effects
The holidays are a special time in the lives of most Americans. Family and friends exchange warm greetings and there is a spirit of hope for a better tomorrow. Indeed,…