What’s wrong with my credit union team?
Ego Is the Enemyis not just a book by marketing expert Ryan Holiday – it’s a truth that applies to almost any organization. For nearly 20 years,I’ve facilitated many credit…
Syndicated
US consumers see higher long-run inflation, rising delinquency risk
Americans said they expected higher inflation over the longer run last month, as their expectations of credit turbulence rose to the highest level since April 2020, the Federal Reserve Bank…
This week: Comments due on data transparency standards, NCUA meeting agenda
Congress remains in home districts through Nov. 12. Leagues and credit unions continue to engage with policymakers leading up to the November general election. America’s Credit Unions and its PAC…
When market conditions are in flux, data is key
The current economic situation is one of uncertain optimism. The Federal Reserve’s September interest rate cuts have been followed by an announcement by the U.S. Bureau of Labor Statistics that…
How to prioritize savings and investing goals: A comprehensive guide
Are you overwhelmed by the multitude of financial priorities vying for your attention? Setting smart financial goals is crucial for securing your future, but knowing where to start can be…
JPMorgan touts ‘soft landing’ possibility after better-than-feared earnings
Investors pushed the stocks of JPMorgan Chase (JPM) and Wells Fargo (WFC) higher Friday after third quarter results looked better than feared, a demonstration of resilience from the banking giants…
A look inside an airline credit union’s innovative approach to member services
On a recent episode of the Banking Transformed podcast, host Jim Marous spoke with Deanna Bublik, manager of product origination at American Airlines Federal Credit Union, about their journey to…
The high-stakes world of CPI & GAP: Understanding the regulatory landscape
In this episode of The Allied Angle, Allied's Chief Legal Officer, Kelly Miller, and SVP Client Experience and Risk Management, Anne Holtzman, address the regulatory and compliance hurdles that lenders…
Check fraud 101: What it is and how to stop it
Fraud associated with check payments is on the rise, and can have devastating impacts on financial institutions and their business and consumer accounts. As fraudsters and cybercriminals become more sophisticated,…
Thank you, Samantha Paxson
Children’s Miracle Network Hospitals and the Credit Unions for Kids National Advisory Board is grateful for Samantha Paxson’s years of leadership on the CU4Kids National Advisory Board. As her term…
The case for the multiple common bond credit union charter
The landscape of credit union chartering has evolved, and one charter type stands out for its performance, growth potential, and strategic advantages: the Multiple Common Bond (MCB) charter. While community…
Requiring additional consent for AI calls will cause confusion
Requiring additional consent to receive an “artificial intelligence (AI) generated call” is unnecessary and will only cause confusion, America’s Credit Unions and other organizations wrote the Federal Communications Commission (FCC)…
How to build a successful internship program
Every career has a beginning, just like every story has to start somewhere. Internships are a great way to help people gain experience with hands-on projects and everyday tasks within…
Housing inflation eased in September in ‘sharp reversal’ from previous month
September's Consumer Price Index (CPI) report came inhotter than analysts expected, but the data offered one major point of optimism: shelter cost increases came down during the month, flashingan encouraging…
Alabama credit union buying branches from neighboring bank
It is not justwhole banksthat are being acquired by credit unions this year – a number of branch deals have been announced too. The latest: Rainbow City, Alabama-based Family Savings…
Wall Street falls after inflation, jobless claims data
Wall Street opened lower on Thursday as hotter-than-expected September inflation data reinforced expectations of a 25-basis-point rate hike by the Federal Reserve at its upcoming meeting. The closely watchedConsumer Price…
Social Security announces 2.5 percent benefit increase for 2025
Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5% in 2025, the Social Security Administration announced today. On average, Social Security…
Credit union champion Sen. Tester backed with website, ads, mailers ahead of election
A staunch credit union supporter since his election in the Senate in 2006, Sen. Jon Tester, D-Mont., has the full support of America’s Credit Unions, its PAC, and Montana’s Credit…
Can digital check deposit survive in the face of rising fraud?
In response to widespread check fraud, Fidelity’s recent decision to cut mobile deposit limits from $100,000 to $1,000 while adding a 16-business day hold on some accounts has put a…
Documentation: Less is more
Let’s face it, documentation is boring. I’ll be the first to admit it, and I make a living writing it. Nonetheless, its insipid nature doesn’t diminish its worth. Documentation—which, for…
Social Security cost-of-living adjustment for 2025: Here’s how benefits may change
Social Security beneficiaries will soon know the size of their annualcost-of-living adjustmentfor 2025. They may be in for adisappointmentbecause if current projections hold true, the increase to benefits could be…
What will happen to home prices as interest rates are cut?
Interest rates have been trending downward, with the Federal Reserve implementing its first cut of 2024 in September. Analystspredict more cuts could followin the final months of this year and…
What black cooperatives can teach all credit unions
In this age of multibillion-dollar credit unions, it can be easy to forget that most started with a small group of people looking to pool their resources. Well, Jessica Gordon…
Grow deposits here, there and everywhere with full funnel marketing
According toAlkami’s 2024 Telemetry Data Report,average consumer deposit balances in checking, savings, money market, and certificates of deposit (CDs) are higher today than they were in 2019. This may seem…