Transforming with the times, approaches to retirement planning are undergoing significant change. Newly designed 401(k) options now allow a more personalized approach to employee financial wellbeing. By overlaying access to…
Spiderwebs are a familiar sight to almost everyone (and maybe a terrifying sight to some). But no matter your thoughts about them, you can’t deny there’s a certain genius to…
Wall Street's main indexes rose in volatile trading on Tuesday, as investors looked for bargains after a rout in the previous session, while dovish rate commentary from Federal Reserve officials…
Community financial institutions working together for the benefit of the people they serve – including bank sales to credit unions – is something Congress should encourage, America’s Credit Unions President/CEO…
Credit unions have a rich history of supporting their membership and bettering their communities. For this reason, many credit unions have set up a foundation to further their ability to…
Chief marketing officers have gotten used to living — and working — through rapid change. From the emergence of generative AI technologies like ChatGPT and Gemini, to President Joe Biden’sunprecedented…
Credit unions versus banks. An age-old topic of discussion. But which one is truly better? And who’s opinion really matters when it comes to this subject? As someone with experience…
Fear has set in on Wall Street, andstocks are having another miserable day. The Dow tumbled more than 1,000 points, and the broader market plunged 3% Monday. The Nasdaq, full…
You’ve likely seen the headlines: Major financial powerhouses like Goldman Sachs, JP Morgan Chase, and Bank of America are reporting double-digit growth ininvestment banking revenue, underscoring a period of significant…
Many credit unions and banks will be taking a closer look at their vendors after an IT outage struck businesses around the world July 19. Some banks, includingJPMorgan Chase, experienced…
Wall Street's most watched gauge of investor anxiety logged its largest ever intraday jump on Monday, as U.S. stock futures tumbled on rising fears the United States could be tipping…
Members of both the House and Senate are back home in their districts for the August recess. As America’s Credit Unions remains focused on credit union industry priorities, state Leagues…
Wells Fargo is being investigated by government authorities over issues in its anti-money laundering and sanctions programs, the bank said on Thursday in a filing. The company did not specify…
Credit card interest rates have been climbing steadily over the last decade. During that 10-year stretch, the average credit card interest ratenearly doubled, climbing from about 12.9% in 2023 to…
On July 30, aninterpretive rulefrom the Consumer Financial Protection Bureau went into effect confirming buy now, pay later lenders are in fact credit providers. This means BNPL customers have the…
Community Reinvestment Act (CRA) requirements for credit unions were not included in the housing bill introduced by Sen. Elizabeth Warren, D-Mass., on Monday. It is a testament to our cooperative…
The US economy added fewer jobs than expected in July while the unemployment rate unexpectedly rose to its highest level in nearly three years, the latest sign of a broader…
A new guaranteed student loan program that would allow private financial institutions – including credit unions – to issue loans is at the center of the newly introduced Affordable Future…
When it comes to faster payment discussions, the most popular questions we hear are: What are some use cases ofreal-time payments? How do I show an ROI on the investment…
It might sound easy, but engaging your members can be very difficult. In today’s world of text messages, emails, phone calls, direct mail, billboards, radio ads, app notifications, social media…
US stocks were under heavy selling pressure Thursday afternoon asweak economic dataand another sharp sell-off in chip stocks spurred losses across all three major indexes the day after the Federal…
It’s become a cliché that “data is the new oil.” Now the Federal Trade Commission wants to find out if huge troves of consumer data married to artificial intelligence and…
U.S. Federal Reserve Chair Jerome Powell said on Wednesday political considerations play no part in either near-term monetary policy deliberations or the central bank's longer-run forecasting work. "We don't change…