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A U.S. judge on Tuesday rejected a $30 billion antitrust settlement in which Visa, opens new tab and Mastercard, opens new tab agreed to limit fees they charge merchants that…

If we’re going to define great credit union marketing, we must also define bad credit union marketing. So, what is “bad” credit union marketing? “Bad marketing is about you, your…

The Eastern District Court of New York Tuesday issued an order rejecting a $30 billion settlement between U.S. merchants, Visa, Mastercard, and other financial institutions,according to reports. The settlement involves…

In today’s shifting consumer finance market, loan delinquency remains a significant concern for both lenders and borrowers alike. As economic conditions fluctuate and societal dynamics shift, understanding the intricacies of…

I read with interest aFortunearticle entitled “Companies are turning to ‘Shadow Boards’ to keep in touch with the real world.” The author, Lila MacLellan, defines a shadow board as “a…

Highly specialized neobanks. Embedded finance and banking as a service. The movement of consumers to online and mobile channels. Ever-expanding tech stacks. And, of course, generative artificial intelligence. The fire…

U.S. consumer confidence eased slightly in June amid worries about the economic outlook, but households were upbeat about the labor market and their inflation expectations over the next year improved…

Home prices reached a new record in April amid an ongoinghousing shortage, even as high mortgage rates pushed affordability out of reach for more Americans. Prices increased 6.3% nationally in…

America’s Credit Unions Regulatory Advocacy Senior Counsel Luke Martoneoutlinedseveral recommendations for the NCUA’s existing records preservation program requirements, noting that updating the regulations “to address these general issues will go…

We were proud to support the introduction of a Senate bill this week to halt implementation of the Federal Reserve’s debit interchange proposal until its impact can be studied. Thank…

Maybe leadership is more of an art than a science, but that doesn’t mean there isn’t a certain physics to it. You employ your energy as a leader in productive,…

The payments moves that Apple announced at its June 10 annual developer conference are being hailed as competitive coups on multiple fronts — one-upping Visa’s announcement of its Visa Flexible…

Women in the U.S. have saved just a third of the amount that men have set aside for retirement, setting up a potential crisis among female retirees, according to a…

The Consumer Financial Protection Bureau’s (CFPB) rules that seek to remove medical debt from credit reports and cap card late fees are proving wildly popular with the general public. But…

Traders could be forgiven for breaking out their champagne glasses, even though 2024 isn’t halfway done yet. US stocks have leaped from all-time high to all-time high this year: the…

Today’s consumers have endless options at their fingertips. Switching banks, credit cards, or insurance providers takes only one click on their phones. Financial service providers must now work extra hard…

This week, the House returns to Washington, D.C. while Senate members are back home in their districts. America’s Credit Unions will monitor several hearings of note for credit unions, as…

Financing graduate education is an essential step toward achieving your highest professional aspirations. With the current economic climate adding pressure, identifying the best graduate student loans to pursue can make…

Lending is continually evolving and changing, but what are the top concerns facing financial institutions today regarding lending? Learn how leveraging data, technology, and the impact of AI is changing…

Wire transfers have been a cornerstone of global commerce for a long time—making swift and secure movement of funds across borders possible. Traditional wire systems face inefficiencies such as a…

Wall Street’s climb to record highs has come with conspicuously little volatility. TheS&P 500 has gone 377 days without a 2.05% sell-off. That’s the longest stretch for the benchmark since…

U.S. existing home sales fell for a third straight month in May as record-high prices and a resurgence in mortgage rates sidelined potential buyers from the market. There was, however,…

How can banks and credit unions transform existing customers into local ambassadors — brand advocates who promote their business? Bonding with external trusted networks is certainly part of the answer. But…

At the beginning of this year, the futures market projected as many as five interest-rate cuts by the end of 2024. However, stronger-than-expected economic data has continued to emerge, causing…