With the economy improving and inflation down quite a bit since its peak a few years ago, some experts think that theFederal Reserve could cut interest rateslater on this year.…
The House Financial Services Committee voted 28-22 to advance a resolution to repeal the CFPB’s credit card late fee final rule via the Congressional Review Act. America’s Credit Unions strongly…
There’s been an uptick in activity in Washington on issues of interest to defense credit unions, particularly the evolving use of payment system technology. Key question: how are Congress and…
Perhaps what you wanted to do with your undergraduate degree hasn’t panned out quite as you’d hoped, or maybe you’ve planned all along to continue your education. That’s completely understandable—between…
As guardians of sensitive cardmember and account data, credit unions running a credit card program must monitor cybersecurity trends closely to protect their cardmembers. Cybercriminals continue to evolve their methods,…
No one likes to be blindsided by change—perhaps least of all when it affects finances. Regulations—though typically meant to improve circumstances—can be disruptive without the proper prep, foresight, and collaboration.…
Battered by economic challenges, today’s financial consumers are being forced to reevaluate their spending and saving habits. Fewer consumers are feeling financially secure, with nearly half of all surveyed living…
I am flying solo for this episode and am diving deep into a powerful email that hit my inbox. Join me as I unpack the wisdom it holds and its…
U.S. existing home sales fell in March as higher interest rates and house prices sidelined buyers from the market. Home sales dropped 4.3% last month to a seasonally adjusted annual…
Draft data privacy legislation addresses several areas of interest for America’s Credit Unions, but it falls short of addressing many credit union concerns, President/CEO Jim Nusslewroteto a House Energy and…
For lenders like yourself, your LOS is the direct pathway connecting you to borrowers—it’s the engine driving your mortgage operations and a crucial tool in their homebuying journey. That’s why…
In the face of economic uncertainty, banks and credit unions face immense pressure to reduce costs and streamline operations. Marketing budgets are often among the first cut. However, this can…
The business press produces a constant stream of articles discussing organizational culture. We see almost daily messages about the challenges and dynamics of culture, as well as the growing emphasis…
A growing number of investorsbelieve the US economy is headed fora "no landing"scenario, in which inflation doesn't reach the Fed's 2% target, but the US economy keeps growing. Thirty-six percent…
The intensely partisan fight over the operations of the Consumer Financial Protection Bureau flared again on Tuesday, as a key House subcommittee chairman accused Director Rohit Chopra of operating a…
The high and rising level ofUS government debtrisks driving up borrowing costs around the world and undermining global financial stability, the International Monetary Fund has warned. The IMFsaidWednesday that increased…
In today's competitive retail landscape, providing convenient services to customers is essential for success. One such service that has become a staple expectation for consumers is access to in-store ATMs.…
America’s Credit Unions President/CEO Jim Nussle urged the U.S. Postal Service (USPS) to end its experiment in postal banking and “return its focus to the core mission of making sure…
Credit unions have long been recognized as leaders in consumer trust, maintaining a reputation as safe and reliable partners for their members. To uphold this trust and stay aligned with…
First off, thank you for your participation in industry-wide events and meetings, especially as they directly impact your ability to serve those who serve our country. As a member-based organization,…
Federal Reserve Chair Jerome Powell said Tuesday that it will take "longer than expected" to achieve the confidence needed to get inflation down to the central bank’s 2% target, signaling…
CMOs are having a tough start to 2024. UPS, Walmart and Etsy became just a handful of global firms that retired top marketing positions in recent months in favor of…
Always be learning. The moment we think we know it all is the minute we know nothing. Recently, I had the opportunity to attend an event in Atlanta for the…
The term ‘payments hub’ is commonly used in the financial services industry. A payments hub represents the central nervous system of a financial institution's payment processing capabilities. This technology acts…