Syndicated

The future of the Consumer Financial Protection Bureau’s final credit card late fee rule may be decided in the courts. Or by Congress. Or by voters in the 2024 Election.…

Has your credit union considered the possibilities of integrating with FedNow? As FedNow is a relatively new player in the financial landscape, many institutions are still navigating through the potential…

U.S. consumer prices increased solidly in February amid higher costs for gasoline and shelter, suggesting stickiness in inflation that cast some doubts on whether the Federal Reserve would start cutting…

“What is the throat punch?” That is the first question I always ask my team as we’re working on a creative brief for a client. First, you’re likely wondering, “What…

When the economic analysts of the future look back on 2024, it could easily be seen as the year that credit unions transformed the United States’ financial services sector. Certainly,…

President Joe Biden’sbudget request for fiscal year 2025contains $325 million for the Treasury’s Community Development Financial Institutions (CDFI) Fund, an increase of $1 million from the 2023 level. Credit unions…

Spring Break is nearly here for many families, and in an industry that’s so often go, go, go…it’s a good reminder to hit pause. Leaders are people in desperate need…

Download aPDF version of this guide. This article provides employers with a framework for qualifying accommodation requests, applying the interactive process and implementing an accommodation if it is determined that…

If the internet quote is true, Confucius once said,“The man who chases two rabbits, catches neither.”The same is true for the credit union that chases too many ideal members. You…

Yet another conservative think tank is arguing that credit unions may no longer deserve their income tax exemption. “Many credit unions across the country have shifted away from the original…

The latest wave of rebrands is helping financial institutions attract new clients, stay up to date with customer trends and better position themselves in the marketplace. By better understanding the…

Bitcoin hit a record high on Monday above $71,000, as the surge in the biggest cryptocurrency showed no signs of slowing down. Britain's financial watchdog on Monday became the latest…

This week, America’s Credit Unions hosts credit union leaders in Savannah, Ga., for the sold-out2024 Strategic Growth Conference. In addition, the organization will remain engaged on Capitol Hill and will…

Commonwealth Credit Union President/CEO—and America’s Credit Unions Transition Board secretary—Karen Harbin testified before a House Financial Services subcommittee Thursday on behalf of America’s Credit Unions. The hearing covered increasing politicization…

TheFebruary jobs reportcalmedconcernsthat a rise in inflation could prompt the Federal Reserve to hold off on reducing interest rates this year. The data, released Friday, showed that the US economy…

Lending is the lifeblood of the economy, facilitating investments, consumption and economic growth. However, lending activities are inherently tied to the prevailing economic conditions, with shifts in economic indicators impacting…

International Women’s Day is more than just a date on the calendar; it’s a celebration of resilience, achievements, and the strong spirit of women worldwide. This year’s theme, “Inspire Inclusion,”…

Federal Reserve policymakers weighing when to start interest-rate cuts got another reason Friday to sit tight for now, after a government report showed jobs growth surged in February but the…

Regulatory overreach is impeding credit unions’ ability to improve the financial wellbeing of members and Congress and regulators must take action to reverse this trend, America’s Credit Unions Transition Board…

Consumer Reports, which frequently recommends credit unions over banks, appears to be having second thoughts, citing a California report that credit unions are charging higher overdraft fees than banks. That’s…

American Express Co. has told an undisclosed number of cardholders that their account information may have been breached in a recent hacking of a merchant processor. Current and previously issued…

You can’t drive a car by pressing both pedals at once, and it doesn’t work if you only use one pedal and not the other — you need both to…

Life’s basic necessities — food, shelter, and clothing — are getting more expensive. Many experience sticker shock when it comes to food prices. A weekly trip to the supermarket can…

What’s holding you back during your community bank or credit union strategic planning session? Not strategically (although that’s important, of course). Personally. Are you sharing everything you’re thinking? Probably not.…