The latest from Cheryl Lawson

Jan 18, 2018 - by Cheryl Lawson, ADVANTAGE, powered by JMFA

How does your institution rank when it comes to disclosure?

We hear a lot about rankings these days. Whether it’s the latest movie releases, professional and college sports teams, places to live, restaurants or online visibility, placing on the ...

Dec 8, 2017 - by Cheryl Lawson, ADVANTAGE, powered by JMFA

Life is uncertain: Protect what you have

When it comes to maintaining financial stability these days, a great deal of uncertainty comes into play. For financial institutions, on-going regulation on existing non-interest income sources, a lack of ...

Jun 29, 2017 - by Cheryl Lawson, ADVANTAGE, powered by JMFA

What’s on your ‘overdraft program’ checklist?

Lists are all the rage. Grocery lists, to-do lists, bucket lists and more. On a larger scale, we use lists to define the “must-haves” for just about anything.  Love ‘em ...

Jan 24, 2017 - by Cheryl Lawson, ADVANTAGE, powered by JMFA

Sound New Year’s principles are beneficial all year long

If your credit union’s 2017 goals include increasing revenues and member satisfaction, a fully-disclosed overdraft protection plan may be the solution. A proven plan could fill not only both ...

Jan 13, 2017 - by Cheryl Lawson, CUNA Strategic Services

Safe harbor in a storm

According to a recent CareerBuilder survey, 75 percent of Americans live paycheck-to-paycheck to make ends meet. While minimum wage workers are affected the most (66 percent), 23 percent of workers ...

Jun 9, 2016 - by Cheryl Lawson, ADVANTAGE, powered by JMFA

Waiting to implement an overdraft program could cost you

In today’s highly regulated environment, financial institutions remain focused on any and all regulatory announcements and rulings regarding issues that affect their performance and profitability. For instance, in mid-May ...

May 16, 2016 - by Cheryl Lawson, ADVANTAGE, powered by JMFA

When it comes to overdraft solutions, full disclosure is the preferred regulatory strategy

Despite the fact that regulators continue to delay a ruling on overdraft services, consumers continue to need help with managing their finances from time to time and financial institutions are ...

Jul 27, 2015 - by Cheryl Lawson, ADVANTAGE, powered by JMFA

Why not take the necessary steps to offering a quality program?

Over the course of the past 10 years, there have been a half dozen regulations or proposed guidance on overdraft solutions initiated by regulators to build a structure for such ...