The latest from Christopher Joy

Nov 6, 2013 - by Christopher Joy, PSCU/Co-op Solutions

Move NOW to variable rate APRs: here’s why and here’s how

Credit unions often ask us at Advisors Plus if they should price their credit card APRs on a variable or non-variable basis. It’s a conversation that our Credit Consulting ...

Christopher Joy

Director of Credit Consulting
Advisors Plus

Web: www.advisorsplus.com

Christopher D. Joy is Director of Credit Consulting for Advisors Plus. With over 25 years of experience helping credit unions to grow, manage and optimize their credit card portfolios, Chris has earned an industry-wide reputation for creating balanced and effective solutions for clients in the areas of portfolio growth, profitability enhancement, member reward programs, and insightful counsel on the competitive and regulatory environments.

Before joining Advisors Plus, Chris served as VP and Manager of Portfolio Profitability for National City Bank (now part of PNC Bank), and as a financial analyst with Bank One (now part of Chase). Chris holds a B.A. in Business Administration from Ohio University.

About Advisors Plus
Advisors Plus works with credit unions to help them meet their business challenges and grow. Our industry experts create insightful, data-driven financial and marketing solutions that lead the industry in measurable results. With over 200+ years of combined financial services experience and proprietary analytics, Advisors Plus consults on marketing growth campaigns, credit cards, debit & checking, and contact center & operations optimization. Advisors Plus is a subsidiary of PSCU.

The latest from Christopher Joy

Move NOW to variable rate APRs: here’s why and here’s how

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