The latest from Dennis Child

Sep 19, 2013 - by Dennis Child, Thompson Consulting and Training (TCT)

Those optimistic loan and profitability projections might not apply to you

Recent economic news indicates that the long loan drought may be coming to an end for financial institutions.   Indeed, many reports state that in the spring/summer of 2013 some ...

Aug 20, 2013 - by Dennis Child, Thompson Consulting and Training (TCT)

Risk Based Loan Pricing – Is Yours the Real Thing?

Much press in the past decade has been devoted to the concept referred to as Risk Based Loan Pricing (RBL).  Most financial institutions claim they are engaged in some form ...

Jul 18, 2013 - by Dennis Child, Thompson Consulting and Training (TCT)

Using Credit Migration Modeling to Better Manage Loan Portfolios and Improve Profitability

There are signs the American economy is improving.  But, there are very few signs that small to midsize credit unions and small community banks are seeing any improvements in their ...

May 9, 2013 - by Dennis Child, Thompson Consulting and Training (TCT)

Controlling Loan Portfolio Risk Using Credit Migration Models

Credit union executives struggle to determine the proper amount that needs to be set aside in their Allowances for Loan and Lease Losses (ALLL). The Office of the Comptroller of ...

Mar 21, 2013 - by Dennis Child, Thompson Consulting and Training (TCT)

NCUA’s “Tough Love” – The Final Nail in Many Credit Unions’ Coffins?

By Dennis Child, Marketing Director, Thompson Consulting and Training Struggling credit union CEOs express concern and frustration with their regulators who are insisting their institutions implement significantly less risk in ...