The latest from Erin O'Hern

Dec 4, 2018 - by Erin O'Hern, PolicyWorks LLC

Compliance is the key to successful ITIN lending

Financial services is one of the country’s most regulated industries. Because of regulatory scrutiny, it can be challenging for credit unions to reach beyond standard practices when creating new ...

Jun 15, 2016 - by Erin O'Hern, ViClarity

Lessons learned: FinCEN’s recent enforcement actions

Good compliance officers know that just reading the text of a regulation is not enough to actually understand the requirements, nor to meet examiner expectations. That’s because the world ...

Mar 24, 2015 - by Erin O'Hern, ViClarity

RBC 2: Review, recalculate, respond

Proposed rules have been issued fast and furious over the last few years. Given the volume of final rules, credit unions often do not have the time or resources to ...

Jul 11, 2014 - by Erin O'Hern, ViClarity

How your credit union can PREPARE for natural disaster

Last week, I had the pleasure of visiting Louisville, Kentucky to speak at a compliance workshop. While meeting with Kentucky credit unions is always great, my travel experience was not. ...