The latest from James Lutter

- by James Lutter, PMA Funding

Collateral – Pledged securities

As the economy continues to expand, so do the appetites of financial institutions for additional funding sources. Political subdivisions can be a significant funding source without cannibalizing a financial institution’...

- by James Lutter, PMA Funding

A case for brokered deposits

Over the past decade, following the financial crisis, low interest rates and investor risk aversion fueled large core deposit balances across the banking industry. As interest rates have risen, most ...

- by James Lutter, PMA Funding

The staircase – rising interest rates

Climbing stairs is hard, but effective. It is a unique form of exercise that can have a powerful and positive impact on your health over time – especially if you’ve ...