The latest from Ken Agle

Jun 20, 2014 - by Ken Agle, AffirmX

3 steps to ensure a productive AML validation

Everyone who drives a car knows that the cost of ownership doesn’t end when you walk out of the dealership with the keys in your hand. Cars require constant ...

Mar 24, 2014 - by Ken Agle, AffirmX

On AML rule arrays, fire pit pagodas and other things you don’t want to build “off the cuff”

Have you ever built something from scratch? I mean no plans, nothing—just pulled an idea out of the air and went for it? I have, and let me tell ...

Jan 23, 2014 - by Ken Agle, AffirmX

Basketballs and waterfalls: Optimizing your AML system

Congratulations! You’ve just been made head coach of a major college basketball team and are now responsible for improving their ranking. All anyone will tell you is the number ...

Dec 18, 2013 - by Ken Agle, AffirmX

The small credit union’s secret weapon

As the number of financial institutions declines, many smaller institutions speculate about the uncertainty of their own futures. The downtrend has certainly been widely reported over the past few weeks, ...

Nov 22, 2013 - by Ken Agle, AffirmX

Complianceball: The Art of Winning an Unfair Compliance Game

In the backlash against the misdeeds of large financial institutions that were deemed responsible for much of the economic downturn of the past half decade, the entire financial industry has ...

Sep 26, 2013 - by Ken Agle, AffirmX

The 4 items that should be on your compliance committee’s next agenda

With last week’s release of the Home Mortgage Disclosure Act data for 2012, many reporting financial institutions are likely to have HMDA on the agenda of their next compliance ...

Aug 26, 2013 - by Ken Agle, AffirmX

The Fair Lending Self-Assessment “Miracle”

I’ll admit it: I’m a sucker for a good sports movie. One of my favorites is “Miracle,” the 2004 movie starring Kurt Russell, who plays Herb Brooks, coach ...

Jul 31, 2013 - by Ken Agle, AffirmX

Why You May Want to Give the CFPB’s Responsible Business Conduct Bulletin a Closer Look

On June 25, 2013, the Consumer Financial Protection Bureau released Bulletin 2013-06, which has potentially significant ramifications for all those with responsibilities for their credit union’s compliance program, regardless ...

Ken Agle

President
AdvisX

Web: www.affirmx.com

Ken Agle, President of AdvisX, brings more than 25 years of experience covering almost all facets of financial institution risk management operations. He has conducted more than 350 compliance reviews and has assisted more than 200 financial institutions throughout the United States. He has developed and implemented systems and training programs on all phases of banking risk management, including, but not limited to BSA/Fair Lending, loan review, HMDA, CRA, BSA, Operational Compliance, TILA, and RESPA. He has written numerous regulatory responses and appeals and has been instrumental in assisting institutions with challenging circumstances while facing regulatory enforcement orders. He has partnered with McGladrey & Pullen, RSMI, Promontory, Sheshunoff and other multi-region firms to provide support services to financial institutions.
Mr. Agle specializes in strategic regulatory response and in developing and implementing both proactive and reactive tools and systems to preempt and resolve issues affecting today’s financial institution.

Prior to launching his own consulting firm, Mr. Agle had been a bank examiner. As a commissioned examiner, Mr. Agle oversaw over numerous examinations, including Safety and Soundness examinations and Compliance Examinations.

He has been the author of various banking forums, including the Compliance Briefing and the online compliance news webcast, “ComplianceStreet.” Mr. Agle has written banking policies covering every compliance regulation and other banking topics, such as lending, asset-liability management, and risk management. His articles, “Confessions of a CRA Examiner,” and “Calming Compliance Jitters with DCAF,” were published in “The Findley Reports on Financial Institutions.” He is a regular presenter for Sheshunoff Consulting, a leader is web-based Bank training covering numerous Banking topics.

Mr. Agle graduated magna cum laude from United States International University, London and San Diego, where he majored in Business Administration and Finance.