The latest from Randall Smith

- by Bloomberg

Banks ease business-loan standards, Fed survey shows

Domestic banks are making loans more readily available, easing lending policies to businesses as competition stiffens and relaxing standards on mortgages as demand for home loans cools, a Federal Reserve ...

- by NAFCU Newsroom

Credit Unions headed for heavy compliance hit in January

NAFCU’s Compliance Monitor highlights important 2014 compliance deadlines credit unions need to be prepared for, including the new CFPB mortgage reform rules and the recent NCUA final rule on ...

- by CU Management

Retirement plan disclosures—a year later

Understand your responsibilities as a plan sponsor In a recent interview, renowned ERISA attorney Fred Reish commented that retirement plan sponsors who are not evaluating the service provider and fee ...

- by Credit Union Magazine

Five big ideas to drive creativity and results

‘You need to hunt down and kill old assumptions.’ By Bill Merrick Creativity is the currency for success in the business world—it’s the one thing that can’t ...

- by CUES Skybox

Attract top young talent with opportunities to learn

By Mary Auestad Arnold Sustainable competitive advantage, once the Holy Grail, is no longer possible. Long-term success requires constant change, or what Rita Gunther McGrath (in photo, below right) calls &#...

- by CNN Money

5% down payment mortgages are back

Good news for homebuyers who don’t have a lot of cash on hand: Banks are offering loans with down payments of just 5%. By Les Christie  @CNNMoney After ...