The latest from Richard Miller

Feb 22, 2018 - by Richard Miller, ADVANTAGE, powered by JMFA

Optimize growth opportunities in 2018

Buoyed by on-going economic recovery, low unemployment, increased consumer confidence, individual and corporate tax cuts, and possible reduction in regulatory activity, the stage is set for credit union growth in ...

Sep 22, 2017 - by Richard Miller, ADVANTAGE, powered by JMFA

Finding non-interest income to add to your bottom line

As we ride the second-longest bull market since World War II, experts have predicted a recession is due any moment. Financially, many Americans are unprepared for a recession, with 46% ...

Apr 26, 2017 - by Richard Miller, ADVANTAGE, powered by JMFA

Spring – A season to change, update, and grow

If the signs of spring are signaling you to change, update and grow within your career or community, those same tenets can also bring new value to your organization and ...

Mar 3, 2017 - by Richard Miller, ADVANTAGE, powered by JMFA

Trust-building and member retention go hand in hand

Given that February is a month to recognize and nurture relationships, both personal and professional, there may be no one more appropriate than Barnett Helzberg to provide key insights to ...

Aug 17, 2016 - by Richard Miller, ADVANTAGE, powered by JMFA

Disparate impact studies especially tough on dynamic matrix systems

As regulations on financial products and services continue to rank among the top concerns for credit unions, many institutions are re-evaluating the viability of the products they offer to their ...

Richard Miller

Senior Executive Vice President of Sales
JMFA

Web: www.jmfa.com

Richard joined JMFA after a 23-year career in banking, providing JMFA and our clients with a broad base of management experience in community banking, from chief lending officer to president of small and medium-sized financial institutions. Richard supervises JMFA’s sales activities across the nation, establishing valued relationships and helping JMFA and the financial institutions we serve achieve their goals.

He began his banking career in 1972, with American Bank of Tulsa, advancing to chief lending officer by 1980. During that time, the bank engaged JMFA, resulting in substantial earnings gains that made it the highest earning bank in the region, posting ROAs near 3% and ROEs close to 25%. In 1982, Richard and his management team left American Bank and chartered Southern National Bank in Tulsa, which was sold in 1992 to Boatman’s Bancshares of St. Louis, Missouri. After a restructuring consulting assignment with a New Orleans financial institution, Richard joined JMFA as sales director for the Southeastern region and began rising through the ranks. He is a graduate from the University of Tulsa and the Southwestern Graduate School of Banking at Southern Methodist University in Dallas, Texas.