In past conversations and interviews I have done, I have spoken about the “smoke detector battery” principle. A smoke detector battery never seems to die on a Tuesday afternoon at 2 PM when you can [...]
As Veterans Day approaches, we are humbled by the reminder that our freedoms are secured due to our fellow citizens’ dedication to serve. With over 18 million veterans spanning across the United States and overseas, [...]
Recent years have seen a resurgence in workplace wellness initiatives. It makes sense — after all, many Americans spend most of their waking hours at the office. Such initiatives promise to save employers big bucks when [...]
Like many of you, I’ve been fortunate to have volunteered my time on several local boards. Early on it was with an amazing group of older white men that took me under their wing [...]
The American Small Business Institute recently asked a colleague and mentor to answer this question: “What are the Top Five Qualities of an Advertising Consultant in 2023?” Not one to lie, or waste an opportunity [...]
Credit unions should pause all monthly loan payments, interest accrual, and late charges for a minimum of 12 months for every member in treatment for cancer. By doing so, we would provide immediate financial relief [...]
The holidays are just around the corner to usher in a bustling season of togetherness, shopping, travel, and charitable donations. It’s a special time of year for many of us - including fraudsters. Between [...]
Recently, I was checking into a very nice resort in a darling little lake town about an hour outside of Chicago. I was impressed by the grounds when I drove in, the resort looked wonderful [...]
The holidays are on their way and so is holiday spending. Most members will spend a significant amount of money in many cases. How can we help our members not deal with holiday debt hangover [...]
Credit union lending growth exceeded expectations in the first half of 2022. For example: Unprecedented loan growth: CUNA Chief Economist Mike Schenk had projected credit union loan growth at 8%, but mid-year data showed loans [...]
Let’s start with the “more good work to do” part. You’ve heard a lot about financial well-being for all from the National Credit Union Foundation over the past couple of years. But really, [...]
While many loan sales are made up of new loans, some sales consist of seasoned loans that are several or more years old. Because the likelihood of prepayments and defaults changes as loans mature, evaluating [...]
Access to financial opportunities, wellness, and literacy is crucial for everyone, yet there are huge discrepancies among demographics when it comes to those matters. Low financial literacy, which is essential knowledge about important financial topics [...]
We have all been hearing it- in fact it has been a highly researched buzz word over the last two years. American Psychological Association published their 2021 Work and Well Being survey which indicated that “[...]
When it comes to your senior members, they have “needs”, they have “resources” and, important to your future growth, they have “influence.” I recently wrote for CUInsight about the “gold” to be found by helping [...]
