According to data from Harvard University, income growth has been widening income disparity since 2010. The average annual income of households in the bottom decile of earners increased just 5% from 2010 to 2019, or [...]
Call it a rut. Call it the blues. Call it an identity crisis, but we’ve all been there – stuck and needing to get unstuck for the sake of our careers and sanity. You can’[...]
Thank you for tuning in to episode 6 of The CUInsight Network, with your host, Randy Smith, Co-founder of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who [...]
The financial and operational impact of escalating regulatory requirements is being felt by credit unions across the country. Many are struggling to put plans and systems in place to meet these growing demands, which can [...]
For credit unions of any size, navigating an increasingly complex regulatory environment takes time, attention and resources. The investment gets even bigger and more expensive when compliance issues arise. In fact, according to a CUNA-commissioned [...]
When I was young, I loved reading the detective stores of Encyclopedia Brown and The Hardy Boys. As I aged this changed to Sir Arthur Conan Doyle’s stories of Sherlock Holmes. I enjoyed trying [...]
Credit unions promise to keep members at the center of everything they do. Yet, when it comes to innovation, living up to that promise can get a little tricky. That’s because credit unions are [...]
The credit union needs to make a change, but where does the credit union even begin? The first step in deciding if a core conversion is on the horizon is reviewing some of the credit [...]
If you’re like me, your life might be just a little busy. Maybe you’re running after kids who are in every sport or extracurricular activity, playing on intramural sports teams yourself, busy remodeling [...]
Private label cards are starting to see a large comeback because of the ongoing COVID-19 pandemic. Many merchants, specifically retailers, have shifted their focus to these cards and by extension, are developing their own loyalty [...]
Since the inception of the Credit Union House Hall of Leaders in 2008, over 170 individuals from 41 states have been inducted into - what I consider to be - our industry’s “Hall of [...]
We’ve all had a year to dream about what we’ll do post-pandemic. Most of us are now starting to get those dreams put to paper. We are dusting off the travel rewards credit [...]
Whether it’s used medically or recreationally, the taboo of cannabis consumption is fading at a dramatic pace. More than 40% of the American population lives in a state where cannabis is legal for recreational [...]
Historically Black Colleges and Universities (HBCUs) are more important than ever. Perhaps you are wondering: “Well, what exactly is an HBCU? Or maybe you are saying to yourself: “Renee, why are HBCUs important to the [...]
Last month, the Internal Revenue Service (IRS) announced 2020 federal income tax filing deadlines for individuals would be extended from April 15 to May 17 in response to the ongoing recovery efforts surrounding the COVID-19 [...]
