Personal Finance Archives

Insurance 101

Insurance 101

Insurance is a contract between a person or entity and an insurance company, wherein the insurance company will compensate or cover losses for the person or entity in the case of an unforeseen circumstance occurring. [...]

CUs top banks when serving members’ financial well being

CUs top banks when serving members’ financial well being

Credit unions are far better than banks at serving their members’ feelings of well-being, according to a recent study from Gallup. According to the research, credit unions appear to be at their best far more [...]

CUs working to meet members’ holiday financial needs

CUs working to meet members’ holiday financial needs

This holiday season, the average consumer will spend more than $1,000 on gifts and related expenses and credit unions are there to ensure consumers maintain their financial health, CUNA Chief Advocacy Officer Ryan Donovan [...]

Risk checklist: Holiday scam prevention for financial institutions and consumers

Risk checklist: Holiday scam prevention for financial institutions and consumers

Review two checklists produced by industry experts that provide actionable steps for addressing heightened online, mobile, and in-person fraud activity that occurs during the purchase-heavy holiday season: Checklist #1: Financial Institution Holiday Scam Prevention with [...]

8 ways to give back during the holidays

8 ways to give back during the holidays

And giving as a family can be especially rewarding during the holiday season — when the spirit of community and generosity is in the air. So whether giving back is already a family tradition or you [...]

Financial education part of university’s curriculum

Financial education part of university’s curriculum

Understanding student-athletes have unique needs when it comes to financial  education, one university is partnering with a local credit union to make financial education part of the school’s curriculum. As CUToday.info reported earlier, $[...]

Estate planning: A final gift to your family

Estate planning: A final gift to your family

Thinking and conversing about your own death can be difficult to do, but working through the process is just as important as planning for life’s other milestones — going to college, building a family and [...]

Skip-a-pay for the holidays

Skip-a-pay for the holidays

The holidays are upon us and seasonal retail sales are expected to be strong. A recent forecast from the National Retail Federation predicts growth of 3.8 to 4.2 percent over 2018 holiday retail [...]