Access to financial opportunities, wellness, and literacy is crucial for everyone, yet there are huge discrepancies among demographics when it comes to those matters. Low financial literacy, which is essential knowledge about important financial topics [...]
With soaring inflation at the forefront of the cost-of-living crisis for many, credit unions are positioned to rise to the challenge of time by providing tailored solutions for their members. In part two of the [...]
No one knows your home like you do. You see its flaws, charm, and room for improvement daily. Whether you are looking to increase the value of your home over time, sell in the near [...]
In the late 90s you probably had a computer that was "so cool". You could log onto "the net" with that thing in less than a minute. Now it's 2022 and you've got a computer/[...]
As consumers adjust their household budgets and living expenses to counter the effects of high inflation, recent findings show such rising economic costs are contributing to the increased balances for unsecured personal loans.
According to [...]
Rising prices and persistent inflation have, for many households, become a full-fledged cost-of-living crisis. A recent survey, however, found that many financial institutions are not rising to the occasion to support customers in a meaningful [...]
A credit union’s ability to deliver the right products and services that meet members’ daily needs is the most important factor in creating a superior member experience.
To retain existing members and engage future [...]
College is expensive and saving for it is a big issue for families. To help their members, a credit union created a marketing program to encourage new parents to establish a 529 savings plan for [...]
You don’t have to be Jewish to join Lighthouse Credit Union, the first new credit union to be approved in Ontario in more than a decade.
“We will not turn anyone away,” says Michel [...]
One of the most common ways your borrowers can suffer significant loss of income is through a disability. While many disabilities cause only temporary loss of income, the average long-term disability lasts 31.2 months.
I’ve worked with two dozen credit unions in content strategy and financial wellness programs. I love the enthusiasm and desire to help members get ahead. We need to continue the conversation around health and [...]
A home equity line of credit (HELOC) is a popular way to pay for home improvements, major repairs or other big expenses. More than 1 in 10 U.S. consumers plan to apply for a [...]
Your members are worried about their financial well-being—and who can blame them? This past year alone, COVID continued to wreak havoc, inflation reached a four-decade high, and recession has been a looming threat.
An accident, a critical illness, or an extended hospital stay are unexpected events that can turn your world upside down. Thankfully, when that happens, your medical insurance can kick in to help with your recovery.
A recent PwC study cited Financial Wellness as the new employee benefit in greatest demand today. Financial Wellness goes beyond just education (“financial literacy”) and considers the psychology around how people think about and feel [...]