Personal Finance Archives

College matters . . . maybe

College matters . . . maybe

If you have college-bound kids, or you’re a graduate yourself, no doubt you’ve noticed how expensive college can be. A 2016 article by Independentlisted seven of the most expensive college degrees in the [...]

Quickly-growing phone scam targets bank customers via text message

Quickly-growing phone scam targets bank customers via text message

A quickly-growing phone scam targets banking customers via text message, pretending to be with a bank's fraud department and asking about fake "suspicious withdrawals." While precautionary measures like text message verification are used to safeguard [...]

5 ways to use your refinance savings

5 ways to use your refinance savings

Refinancing your home can have many benefits, but the main one that typically entices borrowers is the potential to save money on monthly payments. For some, a refinance could result in a decreased interest rate [...]

Can CUs capitalize on smart device money movement?

Can CUs capitalize on smart device money movement?

Over 1 million internal transfers occurred in July 2019, making up 67% of all money movement; 77% transfers came via smartphone devices; and since 2014 mobile usage increased 270%. The Austin, Texas-based Malauzai Software, a [...]

Building members’ financial security

Building members’ financial security

Walking into $13 million Express Credit Union, a community-based credit union located in South King County, Washington, you are immediately surrounded by representation of community: flyers sharing local events in multiple languages (such as Spanish [...]