Women & money: We need more talk & A LOT more action!
Growing up my mother imparted to me what she believed were the foundations for a healthy financial life. Work hard, pay myself first and never spend more than I made. What my mom didn’t [...]
Best of Personal Finance Archives
5 steps to help your members manage financial stability during inflation
“Inflation impacts families on a fixed budget,” says Claudia Keller, CEO of Second Harvest Food Bank of Orange County, California. “For a family, the most fungible part of your budget, the part you can cut [...]
7 strategies to manage debt and regain your financial wellbeing
Proper debt management leads to financial security in the future – something we all hope to achieve. In fact, much of our financial success depends on our ability to manage debt, which when properly done, allows [...]
3 financial steps to take when you’re stressed
Let’s be honest—the last couple of years have been hard on everyone. We’ve all had our lives disrupted in big and small ways thanks to the COVID-19 pandemic, and as 2020 has [...]
Is inclusion the missing piece in the finhealth puzzle?
I finally did it. I made it to CUNA’s GAC. And everything you all told me was true: it’s inspiring, empowering and, let’s be honest, exhausting. But there’s an energy that [...]
4 spring cleaning tips to freshen up your home and boost curb appeal
Who doesn't love a clean, organized home? Here are a few tips that almost every homeowner can take advantage of to make the most out of their spring-cleaning efforts and reap the benefits all year [...]
Paying off credit card debt: Strategies and benefits
Credit card debt can be a huge burden, especially if your income has taken a dip lately. In this post, we’ll discuss some tips and strategies for paying off your credit card debt as [...]
How women can find empowerment through financial health
A few years ago, Sharita, a single mother with three children, was homeless and living in a motel after being evicted. “At the time, I was living paycheck-to-paycheck and had no savings, and my credit [...]
5 questions to ask if you’re considering an escrow account
Purchasing a home can be both exciting and overwhelming. You have to make so many decisions—and sign so many documents! Whether you’re a first-time or seasoned homebuyer, you’ll likely consider the option [...]
Credit cards reemerge from pandemic as multifaceted financial management tools
Whether it’s for convenience, rewards or the benefits of better data security when making a transaction, consumers with revolving credit are using it not just to fund their spending splurges, but to manage their [...]
Focus on financial well-being to lower risk, increase brand loyalty
The Foundation partnered with Pelican State Credit Union, a Certified Community Development Financial Institution, to compile a research brief, documenting the credit union’s Financial Wellness Program from 2019 to 2021. Originally launched in 2006, [...]
What happens after your house offer is accepted?
If you’re a first-time homebuyer, there’s nothing quite as exciting as hearing that your offer has been accepted. Many people get so excited they start composing their moving checklist immediately and start thinking [...]
How does debt consolidation work?
Americans average about four credit cards per person with an average balance of about $8,000. Add in a car payment and an outstanding medical bill, remembering to make all those monthly payments or struggling [...]
TransUnion’s Q1 2022 US Consumer Pulse Study released
We’ve just released the latest TransUnion Consumer Pulse Study — a quarterly survey exploring how consumers’ personal finances have changed and what changes they expect in the future. Here are the key takeaways: Inflation weighs [...]
How melting snow can increase flood risk for your home
Many parts of the eastern coast rang in 2022 with thundersnow—that’s right, thundersnow. If you’ve never heard of it, this rare phenomenon occurs when weather patterns characteristic of a rainstorm, such as [...]