VantageScore

VantageScore is a leading credit-score model development company that generates the most inclusive, innovative, and predictive models used in the consumer-credit marketplace. VantageScore is used by 8 out of the top ten banks in the U.S. and more than 3,000 fintechs and consumer websites. In 2023 over 19 billion VantageScore credit scores were used to assess people for credit products like auto loans, personal loans and mortgages, representing a 30% increase over 2022. VantageScore is an independently managed joint venture company of the three Nationwide Credit Reporting Agencies (NCRAs)-- Equifax, Experian, and TransUnion.