2018 has absolutely flown by. Thanksgiving is just over a week away. It’s shocking, I know.
If the holiday season has crept up on you, then I bet you haven’t started your holiday shopping yet (Hopefully you’ve bought your Thanksgiving turkey though). If you’re in need of a few extra bucks for the holidays, here are a few easy ways to cut back for the rest of the year.
Only use cash: We’re living in the world of Amazon and Apple Pay, which makes spending money easier than ever. If you’re not the cash-carrying type, just remember that it feels a lot more personal every time you complete a transaction with cash. It’s enough to make you second guess your spending habits.
Write it all down: Every single time you make a purchase, write it down. By physically jotting down every dollar you spend, you’ll quickly realize just how much money you spend on things that don’t really matter. Hopefully this can be a wake-up call to cut back on any frivolous spending.
Grab a quilt: Turning down your thermostat is a simple way to save a few bucks over the rest of the year. I know it’s getting colder, but it’s an easy fix and it will save you a lot of money. Grab a blanket and those wool socks and deal with it. Having a few extra bucks to spend will be satisfying when you get ready to buy your niece that karaoke machine she’s been wanting.