Whether you’re looking for monthly mortgage savings or ways to save big over the life of your loan, we’ve got some strategies that might be right for you.

By Jennifer Berry | Yahoo! Homes

You know there are certain steps you can take – like refinancing to a lower interest rate – that could save you a hefty chunk of change on your mortgage. But what if you have some roadblocks that are in the way of taking those steps to mortgage savings?

First and foremost, talk to a professional. “Mortgage brokers can often find ways to save you money, where banks are more limited because they have set programs,” says David Kutner, a California mortgage broker with over 30 years of real estate experience.

To offer some additional assistance, we’ve outlined a few common mortgage roadblocks and the best routes you can take towards cutting costs.

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