Leaders in Lending | Ep. 62: The paradigm shift in payments – Modernization in card issuing and processing

How can lenders create a differentiated transaction experience for their borrowers with such a technically simple integration?

Randy Kern, Chief Technology Officer at Marqeta, discusses how they are disrupting the payments industry with transaction-based decisioning and buy-now-pay-later, and how lenders can work to optimize both internal processes as well as the borrower experience. Join us as we discuss:

  • Building more visibility between borrowers and their finances
  • Moving the credit decision to the transaction level
  • The growing focus on risk products and capabilities
  • The evolution of BNPL
  • Fighting fraud while maintaining a best-in-class borrower experience

Innovation and disruption in the lending ecosystem

While technologies constantly emerge, shifting the world of finance further into the future, it doesn’t always take a novel invention to lead to progress.


continue reading »