As an industry leader, we are fully engaged in the continued national dialogue around retirement readiness. A major part of that effort is speaking with retirees as well as those still in the active phases of their careers to determine what issues and concerns they have about strategizing for their futures.
To learn more about retiree perspectives, Pentegra regularly commissions a Harris poll to determine the state of the retirement nation. This year we also independently interviewed dozens of retirees for additional insights as part of our Beyond the SmartPath™ initiative.
The results of the survey and follow-up interviews held no spectacular surprises. Among those we interviewed, every respondent echoed the long-standing plea of the retirement industry and our Harris poll results: Save early and often. Most suggested doing this by getting involved as soon as possible in any retirement savings vehicle offered by one’s employer – especially a 401(k), if available – and to contribute enough to take full advantage of employer matching contributions.continue reading »