The NCUA approved 18 mergers across 14 states in September, down from 17 approved mergers in August, bringing the total number of consolidations to 190 so far this year, according to the agency’s monthly Insurance Activity Report.

The September number of approved mergers is lower than September 2012 when the NCUA approved 23 mergers.

Texas posted the highest number of mergers last month with three, followed by California and Illinois with two each. Michigan, New York, Delaware, Indiana, Colorado, Ohio, South Carolina, Florida, North Dakota, Oregon and Utah each had one merger.

Sixteen credit unions with less than $20 million in assets, one with $83 million in assets and one with $278 million in assets were merged out of existence in September.

The largest credit union merger occurred between two Michigan credit unions.

Initially announced in June, the $704 million, 71,831-member First Community Federal Credit Union in Parchment, Mich., and the $278 million, 35,370-member E & A Credit Union in Port Huron, Mich., are consolidating and  will operate under a new name that will be announced early next year.

The new cooperative will serve more than 105,000 members and manage nearly $1 billion assets, more than 375 employees and 21 branches in Michigan, Illinois and Wisconsin.

The merger of the $83 million, 5,911-member ChevronWest Credit Union of Bountiful, Utah into the $2.2 billion, 91,747-member Chevron Federal Credit Union of Oakland, Calif., is set to be completed Oct. 31.

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