How renting can impact your credit
According to the U.S. Census Bureau, about 36% of U.S. households are occupied by renters. If you’re one of the many renters, you may be wondering: Does renting an apartment build credit? [...]
TransUnion News Archives
How to save your money for multiple goals
When creating a budget, it’s important to set specific, achievable goals. Then, you’ll want to prioritize those goals to determine how much you’ll contribute to each one. It’s not enough to [...]
How is your personal credit impacted by rising interest rates?
According to our Q3 2022 Consumer Pulse, rising interest rates is one of the top five concerns for Americans in 2022. It’s understandable — a rise in interest rates can impact numerous parts of your [...]
How long does it take to rebuild credit?
It can be disheartening to see your credit score drop after a financial setback. Whether you missed mortgage payments, made the hard choice to file for bankruptcy or faced something else entirely, these kinds of [...]
Three credit union market perspectives – Q2 2022
Below I break down three key observations we’ve made in our latest Credit Union Market Perspectives Report. HELOC and equity loan balance growth primarily driven by Millennial and Gen Z borrowers market - Younger [...]
3 Questions with TransUnion’s Blake Woods
CUInsight Publisher & CEO Lauren Culp is joined by Blake Woods - Senior Advisor, Credit Unions at TransUnion for a quick interview with just 3 questions... Three questions: 1. (0:33) TransUnion recently published its [...]
How to protect yourself from identity theft
76% of Americans are concerned about sharing their personal information online, according to our Q1 2022 Consumer Pulse survey. And it’s with good reason — that same survey found that 38% of all Americans have [...]
How to build a budget that works for you
Whether you’re looking to make a big purchase or think it’s time to take control of your finances, building a budget is a smart first step. Learning how to budget isn’t necessarily [...]
How long does a fraud alert on your credit report last?
If you’re worried about being a victim of identity theft, you can place a free fraud alert on your credit report. TransUnion offers three types of fraud alerts, and you can choose the option [...]
Three credit union market perspectives – Q1 2022
Below I break down three key observations we’ve made in our latest Credit Union Market Perspectives Report. Inventory challenges have caused origination decline in the auto market. With fewer new car sales, and captive [...]
3 Questions with TransUnion’s Blake Woods
CUInsight Publisher & CEO Lauren Culp is joined by Blake Woods, Senior Advisor, Credit Unions at TransUnion for a quick interview with just 3 questions... Three questions: (0:30) How are credit unions expanding the [...]
Expanding the credit union difference across digital channels
Credit unions have spent the last century empowering their communities. Through the decades, credit union members have been able to rely on these local institutions for more than just the products and services they offer. [...]
TransUnion’s Q1 2022 US Consumer Pulse Study released
We’ve just released the latest TransUnion Consumer Pulse Study — a quarterly survey exploring how consumers’ personal finances have changed and what changes they expect in the future. Here are the key takeaways: Inflation weighs [...]
Your common credit questions answered
On the path to building healthy credit, you may find yourself with questions. TransUnion is here with answers to help you build confidence about credit scores and credit reports as you work toward your goals. [...]
Agencies receive support to combat costly unemployment insurance fraud
The expansion of unemployment insurance (UI) benefits during the COVID-19 pandemic drew significant attention from fraudsters looking to capitalize on agencies’ limited capability to verify identities of claimants. The multibillion-dollar surge in fraud targeting the [...]