Trellance News Archives

A new company is born

A new company is born

It isn’t every day that we have such awesome news to share on ThePaymentsReview; and fortunately today is one of those days. The PaymentsReview is proud to announce a new company, Trellance. There are [...]

Thought leadership – An interchange primer

Thought leadership – An interchange primer

It’s imperative for credit unions to understand interchange – the biggest component of non-interest income. One of the most misunderstood, and possibly the most misaligned topic in the credit and debit card world is interchange. [...]

2018 Reg Z penalty fees

2018 Reg Z penalty fees

Credit unions typically incorporate minimal fees, deriving most of their non-interest income from interchange on credit and debit portfolios. As the income from interchange declines, some credit unions look to fees to replace that revenue. [...]

Apple Pay Cash launches

Apple Pay Cash launches

Apple launched its person-to-person (P2P) payments service, Apple Pay Cash, riding on top of Apple’s iMessage, thereby joining a long list of other tech companies who also offer P2P, including PayPal, Square, Venmo, Facebook, [...]

Thought leadership – Partial Authorizations

Thought leadership – Partial Authorizations

The ability for an issuer to approve a “Partial Authorization” has been available since 2005, yet most issuers and merchants still don’t take advantage of it. As a result, transactions on debit, prepaid, and [...]

It’s the holiday season!

It’s the holiday season!

Back to School is over, Fall and pumpkin spice are in the air, and your members are already thinking about holiday purchases, and it’s only the end of September.  If you have a co-worker [...]

What is credit unioning?

What is credit unioning?

The Office of the Superintendent of Financial Institutions (the OSFI is the Canadian equivalent of the US Office of the Comptroller of Currency) has issued a restriction – that any non-banks must remove the terms “bank”, “[...]

Mobile wallets: We’ve come a long way baby

Mobile wallets: We’ve come a long way baby

No, really, we have! The dream of leaving your leather wallet at home and using other form factors for payments, primarily smartphones, has been the dream of analysts and prognosticators for many years. Every year, [...]

When you come to a fork…

When you come to a fork…

Bitcoin was once viewed as a promising alternative to the US dollar and other fiat currencies that are controlled by federal governments or national banks. Bitcoin was appealing and newsworthy because it offers near real-time [...]