Scienaptic News Archives

BNPL profitability from a risk perspective

BNPL profitability from a risk perspective

The future is digital. Whatever doubts surrounded this statement vanished with the pandemic. The pandemic has forced consumers to consider numerous steps to ensure their safety, and this has contributed significantly to the accelerated adoption [...]

AI: At the heart of recession proof lending

AI: At the heart of recession proof lending

No matter which news article you tune in to, the world is focused on a single rallying point: Recession. Often followed by talks of ‘Stagflation,’ the fears around early recessionary trends have been picking up [...]

AI-based lending decisions to provide enhanced member experience

AI-based lending decisions to provide enhanced member experience

Credit unions have long taken pride in building relationships that prioritize people over products, and that has set them apart from their competitors. Their intent to give the profits back to members and their willingness [...]