Is your organization planning for last year?
Ford Motor Company and Apple Computer no longer exist. Well, that is, they don’t exist with those names. In the past two years, Ford dropped “Motor” from its name, and Apple dropped “Computer” from [...]
Ford Motor Company and Apple Computer no longer exist. Well, that is, they don’t exist with those names. In the past two years, Ford dropped “Motor” from its name, and Apple dropped “Computer” from [...]
Both the House and Senate have put forth tax reform plans that appear likely to succeed. At this writing, the Senate plan has passed, with several last-minute amendments made to win over key holdouts on [...]
Organizational priorities seem to be in a constant state of evolution and flux. Even in those rare instances when an organization maintains a crystal-clear vision and strategic plan, competing priorities are part of our daily [...]
COSO recently released an update to the 2004 Enterprise Risk Management – Integrated Framework, which has served as a valuable resource for many organizations in implementing and running their enterprise risk management (ERM) programs. The original [...]
Even in topics beyond physics, Einstein was brilliant. Among his many observations was the absurdity (Einstein called it insanity) of doing the same thing again and again, yet expecting different results. As we begin to [...]
When I think of a robbery and hostage situation, “Dog Day Afternoon” with Al Pacino comes to mind. But the reality in 2017 is there is likely a greater danger of an organization’s data [...]
The “noise” in the auto lending arena has risen to the level of driving down the road at 70 miles per hour with all the windows down. Total auto loans have crossed the $1 trillion [...]
On February 8, 2017, the NCUA issued an advanced notice of proposed rulemaking (ANPR) asking for comments on alternative forms of capital that federally insured credit unions could issue to meet their capital needs. Currently, [...]
No, the title of the article isn’t incorrect; we’re going to be talking about using Fed funds futures to gain perspective on where the market believe rates are heading. But first, some background. [...]
Credit union succession planning often seems to be one of those back burner issues that we will get to when we really need it. Unfortunately, that need can be unpredictable. Beyond the timing uncertainty, succession [...]
The college football season is well underway, and so is the strategic planning season. This article will draw parallels between the two, and provide some key take-aways that can help turn your planning efforts into [...]
The fallout from the Wells Fargo scandal continues to be in the news on a daily basis. While the bank emphasizes a small percentage of employees were involved, common sense dictates there were certainly cultural [...]
The 2016 Olympic cycling road race – a punishing, 148-mile course through the hills and along the coast in Rio, featuring 11 climbs with gradients in excess of 24% - witnessed numerous crashes on the dangerous [...]
It’s only appropriate that we borrow a line (albeit paraphrased) from the Bard of Avon to describe our views about the recent Brexit vote. It should also be noted that the views expressed herein [...]
I’ve talked before about the concept of conducting a risk appetite assessment for your credit union so you can determine the alignment between management’s and the board’s appetite for risk across the [...]