Cooperative data analytics through a semantic layer
On a recent trip to Malaysia, I was able to play basketball with my brother-in-law (my wife is Malaysian). As we began the game, I realized that we were all relying on a single source [...]
On a recent trip to Malaysia, I was able to play basketball with my brother-in-law (my wife is Malaysian). As we began the game, I realized that we were all relying on a single source [...]
How the CCPA Will Change the Competitive Landscape in the US The CCPA won’t apply to all companies but will apply to a great majority, especially if one of these three thresholds are met: [...]
We are in the era of digital transformation. A time where data is being collected at exponentially growing rates all around us. A wide variety of businesses and institutions, including credit unions, have been collecting [...]
Credit unions can benefit greatly from collecting and storing information to leverage Big Data. The cost of building a data warehouse can be steep, though. If you’re considering building a data warehouse for your [...]
As the Age of Analytics for credit unions rolls forward, the question of “Build or Buy” is faced almost daily by decisionmakers. It comes at all stages in the data and analytics journey, so credit [...]
It’s no good to be a dinosaur in the financial sector. Not only are dinosaurs notoriously temperamental, but they can’t type. Oh, and they’re extinct. If branches don’t want to go [...]
The traditional brick and mortar model has worked well for credit unions over the years. So long as they continue to deliver superior member experiences, that won’t change anytime soon. However, as more financial [...]
The way we think about credit union data these days doesn’t mesh with what’s actually happening in the industry. Credit unions now have access to more data than they ever have. Failure to [...]
The FICO score has a long and well-established history as a key metric in the determination of credit-worthiness. The FICO score has the power to influence whether a person can experience significant life events, like [...]
In the realm of financial institutions, the credit union still offers more than its competition. Whereas credit unions were hampered by limited technological options in the past, new developments in data collection, integrations, and analytics [...]
Current Expected Credit Loss, or CECL, is an important upcoming accounting requirement that requires financial institutions to attempt to predict the expected losses on loans and other debt securities over the entire life of the [...]
In the 3rd episode of the Data Lake BIGcast series, Disruptive Data, John Best speaks with Allied Solutions’ David Hilger and Michael Bryan, Senior Vice President and Head of Digital Strategy respectively. The discussion features [...]
Tips to Secure Your Data Lake is the first of four episodes for the Data Lake BIGcast Series. John Best, the CEO of Best Innovation Group, brings in Rojin Nair, General Manager of Fintech Solutions [...]
Being a summer intern here at OnApproach, I’ve had a different view on data analytics. It’s more than just looking at numbers and seeing trends. To be successful in data analytics, it is [...]
“Where are the millennials?”. This question has been echoing throughout the credit union industry since this age group (18-36 year olds) was first seen on the horizon in the post-9/11 landscape. After the Great [...]