Securian Financial Group News Archives

The basics of supplemental health insurance

The basics of supplemental health insurance

An accident, a critical illness, or an extended hospital stay are unexpected events that can turn your world upside down. Thankfully, when that happens, your medical insurance can kick in to help with your recovery. [...]

Women: Be the financial decision maker you were born to be

Women: Be the financial decision maker you were born to be

A lot of work goes into running a household. It’s the culmination of many different skills: good organization, thoughtful time management, and careful financial management. The numbers prove it However, women spend more time [...]

Back to school on a budget

Back to school on a budget

A June 2022 survey reports that 25 percent of students and their parents are already on the hunt for books, backpacks and other items.1 The average amount each household plans to spend on these [...]

The psychology of overspending

The psychology of overspending

Money doesn’t buy happiness, so why do we treat it like it does? We’ve all done it. We buy something we think will make us happy. Sometimes it brings us a measure of [...]

Tips for summertime fun

Tips for summertime fun

In a rut? Here are 13 ideas to help make the most of your summer... You’re ready to take advantage of the warm summer months that feel like freedom — especially after the challenging couple [...]

Tips on caring for an aging parent

Tips on caring for an aging parent

As the population ages, more caregivers are stepping up to meet their growing needs. If you have an older family member, you might be the one who cares for them — or might soon be caring [...]

How to teach teens about finances

How to teach teens about finances

It is imperative to teach your teens about the facts of finances. Here's what you'll want to keep in mind. U.S. schools teach students algebra, calculus and trigonometry, but schools in only 21 states [...]

How to teach young children about finances

How to teach young children about finances

Parents, you want what’s best for your children. So, at a very young age, you start instilling in them lessons that will last a lifetime. For example, you know that giving them a steady [...]

How to create an estate plan for your digital life

How to create an estate plan for your digital life

You have probably given estate planning a lot of thought. You might have created a will or living trust. Perhaps you’ve made an inventory of your possessions and outlined your accounts. But have you [...]

Retirement prep and life in your 60s: what you need to know

Retirement prep and life in your 60s: what you need to know

Is retirement on your doorstep? Are you recently retired? Here are some considerations and tips as you wade into the retirement waters. An important step to gearing up for retirement is figuring out all your [...]

5 steps to building an emergency fund

5 steps to building an emergency fund

Having some extra funds available for emergencies is an essential component of your overall financial well-being, with enough cash to cover three to six months of expenses being a common recommendation. For many people, though, [...]

Year-end financial checklist: 9 personal finance tips for 2022

Year-end financial checklist: 9 personal finance tips for 2022

As the year wraps up, it’s natural to think about your goals — professionally, personally, and financially. It’s something that you and your household will want to assess and talk about openly and honestly. [...]

Social Security: Answers to two basic questions

Social Security: Answers to two basic questions

People approaching retirement usually have two questions about Social Security: “Will it be there for me?,” and “When should I start taking Social Security benefits?” Social Security: Will it be there? Social Security’s long-term [...]

What you should know about the replacement ratio

What you should know about the replacement ratio

Some retirees approach a retirement strategy with precision. They know exactly how much income they will need. For the rest of us, using a “replacement ratio” is a good approach to estimating retirement income. This [...]