Retirement planning — Napa style
Selecting the right retirement plan can be likened to the art of choosing a fine wine in the lush Napa Valley vineyards. Each variety, whether a Qualified or Non-Qualified Plan, presents its unique bouquet of [...]
News Archives
Artificial intelligence: The good, the bad, and the ugly impact on financial services
The coming of Artificial Intelligence (AI) in financial services has brought about a tremendous transformative wave, reshaping how businesses operate, investors invest, and consumers manage their finances. Within this landscape, the significant impact of AI [...]
Managing paid leave complexities to gain a competitive edge
Paid leave policies are central to strong cultural values and a compelling employee experience. In a period of constant change and complex legal requirements, effectively managing employees on leave has become a critical predictor of [...]
Credit unions vs. banks: Which is best for you?
Figuring out how to best save up your money or find financing sources can be difficult to navigate with all the options set before you. One of the more immediate choices is between a bank [...]
Getting fintech innovation to market in record time
The pace of digital banking innovation has nearly every financial institution on its toes, ready to move the minute a new consumer, regulatory or technology trend is spotted. Yet, speed-to-market ambitions come with some very [...]
Building a better bench helps CUs sail forward
Keeping pace with rapid changes in the economy and financial services industry is a challenge for today’s credit unions. CUs need to be agile in responding to the competition. They must stay current with [...]
US manufacturing sector grows for the first time in 1-1/2 years
U.S. manufacturing grew for the first time in 1-1/2 years in March as production rebounded sharply and new orders increased, but employment at factories remained subdued and prices for inputs pushed higher. The [...]
This week: America’s Credit Unions fights for credit unions with Congress in recess
This week, America’s Credit Unions remains hard at work for the credit union industry while Congress is in recess. Additionally, comments are due to the CFPB today for the bureau’s proposed rule to [...]
The CUInsight Experience podcast: Brent Rempe – Lead with heart (#182)
Thank you for tuning in to episode 182 of The CUInsight Experience podcast with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by Humanidei. Humanidei helps credit unions build [...]
The CUInsight Experience podcast: Season 6 book list
One question I’ve been asked since starting The CUInsight Experience podcast in January of 2019 is “where can I find a list of the books mentioned on the show?” Ask and you shall receive. [...]
How credit unions can navigate current macroeconomic trends
Publisher’s Note: CUInsight is hosting a free webinar Wednesday, April 3 titled, “Macroeconomic Trends Impacting Credit Unions”. We hope you’ll join us! Register here. We recently passed the four-year anniversary of the start [...]
Five strategies for predictable core deposit growth
In today’s financial landscape, core deposits are the lifeblood of your credit union. Interest rates seem to have stabilized, but the combination of the rise of interest rates and inflationary pressures in the last [...]
Lessons from Sandro’s shop in Italy
As I reflect on my four years living part-time in Italy, there’s an experience that I continue to recall as I work with credit union teams; my interactions with Sandro, the owner of a [...]
Financial trade groups say CFPB lacks authority to collect auto lending data
The Consumer Financial Protection Bureau does not have the authority to collect data on auto loans, a coalition of financial services trade groups, including America’s Credit Unions, wrote in a letter to the agency [...]
Removing barriers between credit unions and consumers
Credit unions have earned the ability to serve their members through decades of putting people first. Today’s environment means not only supporting pro-credit union policies, but also fighting back against policies that put barriers [...]