Buoyed by on-going economic recovery, low unemployment, increased consumer confidence and possible reduction in regulatory activity, the stage is set for banks to grow in 2018. According to industry reports growth will continue to be [...]
Buoyed by on-going economic recovery, low unemployment, increased consumer confidence, individual and corporate tax cuts, and possible reduction in regulatory activity, the stage is set for credit union growth in 2018. And despite rising interest [...]
We hear a lot about rankings these days. Whether it’s the latest movie releases, professional and college sports teams, places to live, restaurants or online visibility, placing on the top rung of a ranking [...]
When it comes to maintaining financial stability these days, a great deal of uncertainty comes into play. For financial institutions, on-going regulation on existing non-interest income sources, a lack of new revenue stream opportunities, as [...]
Are your card processing contracts coming up for renewal in the next 18-24 months? Then it’s time to consider bringing in an expert negotiator to score you lower fees, secure improved terms, and acquire [...]
As we ride the second-longest bull market since World War II, experts have predicted a recession is due any moment. Financially, many Americans are unprepared for a recession, with 46% of Americans aged 25 to [...]
When I sit back and think about it, I marvel at how many personal decisions we each make about what things we’ll do on our own and what things we’ll “outsource”: Pack a [...]
Lists are all the rage. Grocery lists, to-do lists, bucket lists and more. On a larger scale, we use lists to define the “must-haves” for just about anything. Love ‘em or hate ‘em, they work [...]
If you haven’t updated your ATMs to accept the newer EMV-chip technology, it’s time to review your existing service specifications to determine what changes are required to ensure that your equipment is capable [...]
If the signs of spring are signaling you to change, update and grow within your career or community, those same tenets can also bring new value to your organization and its clients. When many of [...]
Given that February is a month to recognize and nurture relationships, both personal and professional, there may be no one more appropriate than Barnett Helzberg to provide key insights to relationship-building. After selling Helzberg Diamonds—[...]
If your credit union’s 2017 goals include increasing revenues and member satisfaction, a fully-disclosed overdraft protection plan may be the solution. A proven plan could fill not only both needs, but also provides fairness, [...]
We've all been there. Amid the daily deluge of emails, meetings and fire drills, it arrives with the subtlety of a buzzing bumble bee at a springtime picnic: a vendor's unsolicited contract renewal. And while [...]
When it comes to putting the finishing touches on strategic plans and budgets for 2017, thinking through solutions to the industry’s on-going challenges can have even the most seasoned credit union management team shaking [...]
Concerns regarding the bottom line, on-going regulatory expectations, low interest rates, poor loan quality and pressure on net interest margin – in addition to economic uncertainty both domestic and international – are most likely affecting your credit [...]
