Reality check: Playlist of optimism
When I first stepped into the role of President/CEO, I carried a playlist of optimism featuring Eric Clapton's "If I Could Change the World" and John Mayer's "Waiting on the World to Change." The [...]
News Archives
Purposeful Talent Development: Career paths are more important now than ever
Career paths create a way that employers can show employees that they are not stuck in a dead-end job and instead have opportunities to learn, develop and grow. Career pathing starts with employees identifying their [...]
Are biometrics and tokens the key to seamless and secure banking?
Biometrics — like fingerprint, facial, and voice recognition, along with dynamic security tokens — may promise a future of seamless and more secure banking experiences. Recent data highlights growing consumer acceptance of biometrics, with 44% of Americans [...]
Top three qualities of a great credit union strategic planning facilitator
An effective community bank or credit union strategic planning session requires an effective facilitator. You can have the perfect day picked out, the right location booked and all the best minds in one spot…but [...]
The true cost of accepting debit and credit cards
Credit and debit cards provide convenience for consumers, but they come at a steep price for retailers. As fraud attempts rise exponentially and processors hike their fees, the true cost of accepting plastic continues to [...]
Fed’s preferred inflation gauge to test stocks’ record highs: What to know this week
A blowout earnings report from AI darling Nvidia (NVDA) sent stocks to record highs last week. New inflation data will test that rally in the coming days. The S&P 500 (^GSPC) and Dow [...]
This week: Congress returns, works to avoid partial government shutdown
This week, lawmakers return to Washington with plans to tackle some government funding items set to expire March 1 in order to avoid a partial government shutdown. America’s Credit Unions will continue to keep [...]
Could the Credit Card Competition Act impact credit unions?
Credit unions are among the few institutions where consumers can go to save on fees and interest rates for different banking services and loans. These not-for-profit cooperative financial institutions are owned by their members and [...]
The CUInsight Network podcast: Data warehousing – Lodestar
Thank you for tuning in to The CUInsight Network, with your host, Lauren Culp, President & CEO of CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the [...]
Tuning in to the rhythm of your loan origination system
As the vibrant sounds of Nashville, TN, set the stage for this year’s MeridianLink LIVE! forum, we’ve harnessed the inspiration for a unique perspective on lending experiences. In this article, we're turning up [...]
Research: Expectations & concerns drive borrower behaviors
Money matters are top of mind for a lot of people today. Clickable economic headlines, charismatic financial influencers and the rising costs of nearly everything are definitely contributing to consumers’ increased financial anxiety. Worry often [...]
Leveraging analytics and market research for targeting emerging multicultural consumers in credit unions
In today's dynamic market landscape, understanding consumer behavior and preferences is vital for any business looking to thrive, especially in the retail financial services sector. With the emergence of young, multicultural consumers as a significant [...]
CFPB: Credit card APRs almost doubled in past decade
The Consumer Financial Protection Bureau on Thursday took another shot at the credit card industry, saying that the Annual Percentage Rate (APR) on credit cards has almost doubled over the past decade, making the cards [...]
Leaders in Lending | Ep. 134: Data ownership and industry collaboration in fintech
Bad data can have a tangible, negative impact on consumers. Think of a time you were getting ready to make a serious purchase like a house or car; the last thing you’d want is [...]
The power of small: What we can learn from Express Credit Union
In a movement where large asset sizes have become a badge of honor, Express Credit Union is proud to be small. They believe that their intimate size affords them the opportunity to truly know their [...]