How to rebuild credit
It can be disheartening to see your credit score drop after a financial setback. Whether you missed mortgage payments, made the hard choice to file for bankruptcy or faced something else entirely, these kinds of [...]
It can be disheartening to see your credit score drop after a financial setback. Whether you missed mortgage payments, made the hard choice to file for bankruptcy or faced something else entirely, these kinds of [...]
Your credit scores are calculated using information in your credit reports, so it’s normal to see your score change as lenders provide updates to that information. A slight drop in your score may not [...]
Online sports betting has grown in popularity as more states have opted to legalize it after a federal ban was overturned in 2018. If you’re in one of more than 20 states that have [...]
Identity theft happens when fraudsters use stolen personal information for their own gain. These thieves may open up new lines of credit, withdraw money from your current accounts or get your tax refund, among a [...]
Hard and soft inquiries, sometimes referred to as credit checks, are requests to view your credit report by lenders, landlords, employers and companies that are authorized to do so. Both hard and soft inquiries will [...]
When you apply for a mortgage, car loan or credit card, lenders consider multiple factors such as your credit score and debt-to-income ratio. Your credit score is a three-digit number that reflects your history of [...]
A home equity line of credit (HELOC) is a popular way to pay for home improvements, major repairs or other big expenses. More than 1 in 10 U.S. consumers plan to apply for a [...]
Taking out any student loan is a big financial decision. If you’ve exhausted the amount of federal student loans you’re eligible for, you may be considering additional, private loans to bridge the gap. [...]
If you’re concerned about the impact student loans will have on your financial future, you’re far from alone. And while your primary focus may be on creating a plan to pay off those [...]
You may have seen a ‘Buy Now Pay Later’ option at checkout at your favorite online store. Buy Now Pay Later is a type of point-of-sale (POS) installment loan. Over the past few years, POS [...]
There are many ways fraudsters try to get your personal information or separate you from your hard-earned money. One of the most popular schemes is through a phishing scam, in which fraudsters use links in [...]
Inflation is top of mind for many people. According to our Q2 2022 Consumer Pulse survey, almost all consumers (95%) are worried about inflation. Inflation can have a direct, financial impact to households and can [...]
Consumer Credit Market Overview Credit unions and banks across the country are doing their best to interpret conflicting data points of consumer credit health. Across financial services, Q2 saw lenders significantly grow balances in products [...]
When you close an account, it may not be removed from your credit report immediately. This is true whether the closed account is a credit card or an installment loan. Closed accounts stay on your [...]
Whether you’re more experienced with credit or looking to build your credit history, a credit card can be beneficial if used responsibly. Many credit cards have reward earning opportunities and more fraud protection than [...]