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Friday’s employment report was, on the surface, a mixed bag, with a surge in job growth coupled with lower than expected average hourly earnings (AHE) growth. Last month’s 2.9% year-over-year growth in [...]
Friday’s employment report was, on the surface, a mixed bag, with a surge in job growth coupled with lower than expected average hourly earnings (AHE) growth. Last month’s 2.9% year-over-year growth in [...]
Credit unions may hear or witness anecdotes from their auto loan borrowers where a vehicle is involved in an accident or has been stolen. The toughest stories to listen to are the ones where the [...]
Last night, Secretary of the Treasury Steve Mnuchin had some rather interesting things to say about inflation: “There are a lot of ways to have the economy grow. You can have wage inflation and not [...]
As a continuation of our two-part article, Kick Your Company Communication Style Into Overdrive, here are 10 more tips to help you improve your communication skills with coworkers. These 10 tips will help you streamline [...]
After years of record-breaking growth, 2018 looks to challenge auto dealers and lenders with the first significant decrease in auto sales since 2009. Some analysts are even calling for up to a 5% decrease compared [...]
The good news is I thought the ten-year Treasury was going to get to 2.75% sometime in 2018. The bad news is I didn’t think it would get there the first month of [...]
Cybersecurity risk management is complicated. Threats, both known and unknown, are omnipresent. We are compelled to evaluate the likelihood of a threat exploiting a vulnerability in our organization and the possible impact the threat may [...]
In November 2017, I had the pleasure of attending the Digital Marketing for Financial Services Summit in Brooklyn, New York. This conferences is one of the world's leading digital marketing events for financial services, covering [...]
“Tom, can you get me off the hook, for old time’s sake?”—Sal Tessio Abe Vigoda was a beloved American actor who played a key role (Sal Tessio) in one of the greatest films [...]
Many of us, this time of year, reflect upon our successes and challenges of the past year. Though it’s been said, “you can’t change the past,” we can learn from it and use [...]
Communication—especially in the workplace is critical to a healthy work environment. Whether you’re in management or not, effective communication among coworkers and employees can make or break your working relationships. Face it, we [...]
“When the facts change, I change my mind. What do you do, sir?” – John Maynard Keynes A couple of nights ago, I was helping my son tune his cello. I have no musical talent or [...]
We all know the automotive purchase and lending marketplaces have changed substantially, and we confront new competitors and additional changes every day. To drive auto lending sales, we must respond to market changes and customer [...]
A few months ago the internet was awash with the proclamation that avocado toast was keeping Millennial borrowers from committing to a mortgage. Yes, the breakfast of choice for many of the Instagram generation was [...]
A new record was set in 2016 when 17.6 million cars and trucks were sold in the United States, marking the seventh consecutive year of increased auto sales, according to Automotive News. 48,000 [...]