5 common myths about credit union brands
All of us have our favorite brands, but why do we like them so much? Why do some brands resonate and others fall flat? “Brand” can be hard to pinpoint — there are as many definitions [...]
All of us have our favorite brands, but why do we like them so much? Why do some brands resonate and others fall flat? “Brand” can be hard to pinpoint — there are as many definitions [...]
Today, there are three types of federal credit union field of membership (FOM) charters: Single common bond with one occupational or associational group, multiple common bond, or community. Every credit union must adhere to these [...]
On September 18, 2023 an organizing group called Friends of the Public Bank of the East Bay (PBEB) announced the hiring of its start-up CEO Scott Waite. This is a brief announcement by Waite on [...]
Get ready for insights and inspiration from a trailblazer in business strategy and consumer insights: Nikkia Reveillac. She’ll be appearing on the mainstage at THINK 24, the growth strategy conference just for credit unions, [...]
Federal regulators are disguising regulations as guidance and are short-circuiting the formal rulemaking process, the American Bankers Association charged this month. In a letter to banking regulators, ABA President/CEO Rob Nichols charged that regulators [...]
As a leader, you need to convey important information, concepts and business plans to stakeholders and employees every day. But how can you ensure that complex information sticks? Matt Abrahams, author and strategic communications lecturer [...]
You aren’t cutting deals with Congress. You aren’t Commander-in-Chief. You aren’t running a country. But you are a leader. People look to you for direction and inspiration. They follow you, and you [...]
Last month I looked ahead at 2024 from a regulator’s perspective—what can defense credit unions expect from NCUA and CFPB? This month I am going to lay out (guess) what Capitol Hill is [...]
How credit unions can combat shared branching fraud Shared branching gives credit unions a far reach, even with a smaller, targeted brick-and-mortar market. But what doors can shared branching open up for the bad actors? [...]
More than half of Americans find themselves burdened by personal debt, a reality that has been entrenched more deeply by recent U.S. economic conditions. Debt affects both short-term and long-term financial wellbeing for many [...]
Feedback on how the CFPB’s overdraft proposal will impact access to financial services for credit unions of all sizes will help America’s Credit Unions in its push for the CFPB to reconsider the [...]
Running a credit union isn’t easy—it’s a constant balancing act amidst fierce competition and fluctuating economic factors, such as interest rates, inflation, unemployment, currency movements, wage growth, automobile sales and the health [...]
It wasn’t exactly a given he would work in financial services. Behind an intense passion to serve the public good, Rodney Hood’s first career choice was the ministry, according to his school, the [...]
“The possession of skills, knowledge, and behaviors that allow an individual to make informed decisions regarding money.” According to the popular reference website Wikipedia, this is the definition of financial literacy. Seems fairly simple and [...]
At the Thursday, February 15 meeting of the NCUA board, the directors opted to maintain the Normal Operating Level (NOL) at 1.33%. During a presentation by NCUA CFO Eugene Scheid, the National Credit Union [...]